SuperMoney
  The Cincinnati Boaters Insurance
The Cincinnati Boaters Insurance
in Boaters Insurance from The Cincinnati Insurance Companies
Unaffiliated

The Cincinnati Boaters Insurance

Unaffiliated
in Boaters Insurance from The Cincinnati Insurance Companies
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend The Cincinnati Boaters Insurance to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Financial Strength Rating A

The Cincinnati Boaters Insurance Review

The Cincinnati Boaters Insurance is an insurance carrier with headquarters in Fairfield, OH. The company was established in 1950 and offers boat insurance in 42 states in the USA.

The Cincinnati Boaters Insurance FAQ

What types of boat insurance coverage does The Cincinnati Boaters Insurance offer?

Although we often talk about boat insurance in the singular, it really includes several types of coverage. The Cincinnati Boaters Insurance offers the following types of coverage:

  • Bodily Injury Coverage: This insurance pays for your legal defense and for the costs associated with injuries to other people involved in an accident. 

  • Property Damage Coverage: Usually, this insurance will look after the property damage you cause to another boat or property when at fault in an accident.

  • Collision Coverage: Collision coverage is an optional policy that pays for the cost of repairing or replacing your boat after an accident. If you have a lease, the lender may require you to buy collision insurance.

  •  Comprehensive Coverage: If your boat is damaged in an event other than a collision, comprehensive coverage will pay for the cost of the repair. Covered events include storms, floods, fire, vandalism, and theft.

What benefits does The Cincinnati Boaters Insurance offer?

The Cincinnati Boaters Insurance offers the following benefits to its customers:

  • Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.

What discounts can you ask for when applying for a policy with The Cincinnati Boaters Insurance?

When you ask for a quote with The Cincinnati Boaters Insurance, make sure you ask for all the discounts you qualify for. These are the discounts you can claim that are specific to boat insurance.

  • Diesel Engines: If your boat has diesel engines, you can request a deduction, particularly from your physical damage coverage.

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with The Cincinnati Boaters Insurance.

What is the financial strength rating of The Cincinnati Boaters Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies.  SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.

The Cincinnati Boaters Insurance scores an A or excellent, which is SuperMoney's second highest available score.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From The Cincinnati Boaters Insurance

For vessels under 20 feet, such as runabouts, fishing boats or personal watercraft, you will receive coverage anywhere in the continental U.S. and Canada. We include coverage for equipment, towing and uninsured boaters. You will also receive a discount on your watercraft policy when you insure your home with Cincinnati. Coverage provides agreed value, but you can purchase actual cash value to reduce your premium.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

Other Services by The Cincinnati Insurance Companies

Availability

  Available in 42 states
  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maine
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Policy Discounts
  • Defensive Driver / Safety Course
  • Multiple Policy
  • Storage / Layup Discount
  • Higher Deductibles
  • Claims Free
Vehicle and Equipment Discounts
  • Alternative Fuel / Hybrid
  • Anti-Theft Devices
Boaters Policy Endorsements
  • Fishing Equipment & Carry-On Items
  • Total Loss Replacement
Vehicle Policy Endorsements Accident Forgiveness
Financial Strength Rating A
Carrier Features Locally Available Agents
Emergency Roadside Assistance
On-Water Towing and Labor

Be the first to rate

 

Would you recommend The Cincinnati Boaters Insurance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)