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California Casualty Boaters Insurance Review
California Casualty Boaters Insurance FAQ
What types of boat insurance coverage does California Casualty Boaters Insurance offer?
- Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.
- Fishing Equipment and Carry-On Items: Add replacement coverage for fishing rods, reels, and tackle boxes. You can also add personal effects coverage for items you carry on your boat, such as phones and SCUBA gear. Items are covered if they’re damaged, stolen or fall off your boat.
- Total Loss Replacement: If it's a total loss, this policy will pay you based on the agreed value, actual cash value or the replacement cost value.
- Accident Forgiveness: This insurance rider helps you avoid a rate increase after the first accident where you are at fault. Check with California Casualty Boaters Insurance to see if this rider is available in your area as it is not available in all states.
What is the financial strength rating of California Casualty Boaters Insurance?
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