Last Updated: 04/18/2025
American Family Boaters Insurance
Unaffiliated
in Boaters Insurance from American Family
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Boaters Insurance
Filter & compare all your options in one place.
Highlights
Financial Strength Rating
A(Verified 04/18/2025)
American Family Boaters Insurance Review
American Family Boaters Insurance is an insurance carrier with headquarters in Madison, WI. The company was established in 1927 and offers boat insurance in 49 states (and Washington, DC).
American Family Boaters Insurance FAQ
What types of boat insurance coverage does American Family Boaters Insurance offer?
Although we often talk about boat insurance in the singular, it really includes several types of coverage. American Family Boaters Insurance offers the following types of coverage:
- Fuel Spill Clean-Up: Protects you from cleanup claims or third-party damage caused by the accidental discharge of oil or fuel.
- Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.
American Family Boaters Insurance also provides access to the following endorsements:
- Fishing Equipment and Carry-On Items: Add replacement coverage for fishing rods, reels, and tackle boxes. You can also add personal effects coverage for items you carry on your boat, such as phones and SCUBA gear. Items are covered if they’re damaged, stolen or fall off your boat.
- Hurricane Coverage: Pays for the damages caused by tropical storms, tornadoes, windstorms, and hurricanes.
- Total Loss Replacement: If it's a total loss, this policy will pay you based on the agreed value, actual cash value or the replacement cost value.
- Transport Trailer Coverage: This covers non-motorized trailers used to tow your boat. If the trailer is damaged or causes damage, this policy will cover the costs and tow your boat.
What discounts can you ask for when applying for a policy with American Family Boaters Insurance?
When you ask for a quote with American Family Boaters Insurance, make sure you ask for all the discounts you qualify for. These are the discounts you can claim that are specific to boat insurance.
- Internal Safety Features: American Family Boaters Insurance offers additional savings if your boat has additional safety features, such as EPIRBs (Emergency Position Indicating Radiobeacon), GPS systems, Depth Finders, or Radar, on board. Ask what other safety features on your boat will trigger a discount.
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with American Family Boaters Insurance.
What is the financial strength rating of American Family Boaters Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.
American Family Boaters Insurance scores an A or excellent, which is SuperMoney's second highest available score.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from American Family Boaters Insurance
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed