PEMCO Boaters Insurance
PEMCO Boaters Insurance
in Boaters Insurance from PEMCO

PEMCO Boaters Insurance

in Boaters Insurance from PEMCO
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Financial Strength Rating B+

PEMCO Boaters Insurance Review

PEMCO Boaters Insurance is an insurance carrier with headquarters in Seattle, WA. The company was established in 1949 and offers boat insurance in 2 states in the USA.

PEMCO Boaters Insurance FAQ

What types of boat insurance coverage does PEMCO Boaters Insurance offer?

Although we often talk about boat insurance in the singular, it really includes several types of coverage. PEMCO Boaters Insurance offers the following types of coverage:

  • Bodily Injury Coverage: This insurance pays for your legal defense and for the costs associated with injuries to other people involved in an accident. 

  • Property Damage Coverage: Usually, this insurance will look after the property damage you cause to another boat or property when at fault in an accident.

  • Collision Coverage: Collision coverage is an optional policy that pays for the cost of repairing or replacing your boat after an accident. If you have a lease, the lender may require you to buy collision insurance.

  •  Comprehensive Coverage: If your boat is damaged in an event other than a collision, comprehensive coverage will pay for the cost of the repair. Covered events include storms, floods, fire, vandalism, and theft.

What benefits does PEMCO Boaters Insurance offer?

PEMCO Boaters Insurance offers the following benefits to its customers:

  • 24/7 Phone Availability: Customer service is staffed around the clock.

What discounts can you ask for when applying for a policy with PEMCO Boaters Insurance?

When you ask for a quote with PEMCO Boaters Insurance, make sure you ask for all the discounts you qualify for. These are the discounts you can claim that are specific to boat insurance.

  • Diesel Engines: If your boat has diesel engines, you can request a deduction, particularly from your physical damage coverage.

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with PEMCO Boaters Insurance.

What is the financial strength rating of PEMCO Boaters Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies.  SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.

PEMCO Boaters Insurance scores a B+. Companies with this rating show a good ability to pay for their insurance obligations.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From PEMCO Boaters Insurance

With PEMCO, your boat is covered from damage and you're protected from medical costs or liability due to accidents. What's inside your boat is as important as the boat itself. That's why PEMCO protects your gear and your boat, on and off the shore. Every boating adventure needs a crew, so PEMCO protects you and your passengers if an accident happens. Get peace of mind if you're found legally liable for an injury or damage on the water.


Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 6:00pm
  • Tuesday 7:00am - 6:00pm
  • Wednesday 7:00am - 6:00pm
  • Thursday 7:00am - 6:00pm
  • Friday 7:00am - 6:00pm
  • Saturday 8:30am - 5:00pm

Other Services by PEMCO


  Available in 2 states
  • Oregon
  • Washington

Feature Breakdown

Policy Discounts
  • Advance Purchase / Early Shopper
  • Defensive Driver / Safety Course
  • Homeowner
  • Multiple Policy
  • Multiple Vehicles
  • Claims Free
Vehicle and Equipment Discounts Alternative Fuel / Hybrid
Boaters Policy Endorsements
  • Fishing Equipment & Carry-On Items
  • Total Loss Replacement
Vehicle Policy Endorsements Mechanical Breakdown Coverage
Financial Strength Rating B+
Carrier Features 24/7 Phone Availability
Emergency Roadside Assistance
On-Water Towing and Labor

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