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Last Updated: 04/18/2025

USAA Boaters Insurance

from USAA Federal Savings Bank

Last Updated: 04/18/2025

Rating not yet determined3 total votes

2 users recommend

1 users are unsure

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Highlights

Financial Strength Rating

A+(Verified 04/18/2025)

USAA Boaters Insurance Review

USAA Boaters Insurance is an insurance carrier with headquarters in Phoenix, AZ. The company was established in 1922 and offers boat insurance in 50 states (and Washington, DC).

USAA Boaters Insurance FAQ

What types of boat insurance coverage does USAA Boaters Insurance offer?

Although we often talk about boat insurance in the singular, it really includes several types of coverage. USAA Boaters Insurance offers the following types of coverage:

Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.

USAA Boaters Insurance also provides access to the following endorsements:

Fishing Equipment and Carry-On Items: Add replacement coverage for fishing rods, reels, and tackle boxes. You can also add personal effects coverage for items you carry on your boat, such as phones and SCUBA gear. Items are covered if they’re damaged, stolen or fall off your boat.

Total Loss Replacement: If it's a total loss, this policy will pay you based on the agreed value, actual cash value or the replacement cost value.

Transport Trailer Coverage: This covers non-motorized trailers used to tow your boat. If the trailer is damaged or causes damage, this policy will cover the costs and tow your boat.

What benefits does USAA Boaters Insurance offer?

USAA Boaters Insurance offers the following benefits to its customers:

24/7 Phone Availability: Customer service is staffed around the clock.

What is the financial strength rating of USAA Boaters Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.

USAA Boaters Insurance scores an A+, SuperMoney's highest available rating.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from USAA Boaters Insurance

Boat insurance helps you stay on an even keel with coverage that meets your needs. Relax and enjoy smooth sailing and coverage from stem to stern through our alliance with Progressive and Markel. Boat insurance covers theft, vandalism, fire and weather-related damage. It helps protect you when you cause injuries or damage to someone's property. It also covers collision damage and helps pay medical bills if you're injured by an uninsured boater. If you're responsible for injury to a passenger, your boat insurance will provide coverage. If you purchased medical coverage, it applies to guest passenger injuries even if you're not at fault. Like auto insurance, standard boat insurance doesn't cover maintenance or wear and tear.

Contact

Headquarters

1 Norterra Dr

Phoenix, AZ 85085

Visit Site

Email Support

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+67

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

USAA Boaters Insurance Community Reviews

Would you recommend USAA Boaters Insurance to your friends?

Anonymous

May 16, 2015

May or may not recommend

I've had USAA Auto Insurance since I began driving. Not a single accident is 20+ years, and USAA was perfect. The greatest feature is their customer service. Always helpful, fast, and easy to work with. Their communication is fast, and their rates are wonderful. I will never switch.

Anonymous

May 16, 2015

May or may not recommend

Haven't found any insurance that compares to USAA's cost and service. They're there when you need them and always have assistance from other programs, if needed. I do all my finances with USAA,

Anonymous

May 2, 2015

May or may not recommend

I recently opened up a policy for my Sea Ray with USAA Insurance, after doing much research and shopping around. Their rate is the cheapest I found for the coverage provided, excellent coverage by the way.

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