
US Bank Silver business checking
in Business Checking Accounts from US Bank · Member sipc
UnaffiliatedUS Bank Silver business checking
in Business Checking Accounts from US Bank · Member SIPC
Not enough votes for recommendation
Would you recommend US Bank Silver business checking to your friends?
Monthly Fee | $0 |
ATM Fee: Out-of-Network | N/A |
Minimum Balance to Avoid Monthly Fee | $0 |
APY (Annual Percentage Yield) | 0% |
US Bank Silver business checking Review
US Bank Silver business checking is offered by US Bank, a bank founded in 1863 and based in Minneapolis, MN. US Bank Silver business checking is available in 50 states (and Washington, DC).
- 0% APY. As with most checking accounts, US Bank Silver business checking does not pay interest.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. US Bank Silver business checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through US Bank.
- Hard credit pull. US Bank may require a hard pull on your credit report to open a checking account.
Pros | Cons |
---|---|
|
|
Are business checking accounts from US Bank federally insured?
No, your US Bank business checking accounts are not federally insured. However, they are insured up to $500,000, which includes a $250,000 limit for cash, by the Securities Investor Protection Corporation (SIPC). SIPC is a non government, nonprofit membership corporation that protects against the loss of cash and securities – such as stocks and bonds – held by a customer at a financially-troubled SIPC-member brokerage firm.
What APY does US Bank Silver business checking offer?
US Bank Silver business checking is not an interest-bearing account.
What are the account minimums for US Bank Silver business checking?
US Bank Silver business checking does not require a minimum initial deposit.
Description | Amount |
---|---|
Minimum Initial Deposit | $0 |
What fees does US Bank Silver business checking charge?
The good news is that this account does not have a monthly service charge.
Description | |
---|---|
ATM Fee: In-Network | $0 |
Monthly Fee | $0 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $36 |
Overdraft Protection Fee (per transfer) | $12.50 |
Paper Statement Fee | $5 |
Returned Deposit Fee (Domestic) | $19 |
Returned Deposit Fee (International) | $19 |
Stop Payment Fee | $35 |
Wire Transfer Fee - Domestic (Incoming) | $20 |
Wire Transfer Fee - Domestic (Outgoing) | $30 |
Wire Transfer Fee - International (Incoming) | $25 |
Wire Transfer Fee - International (Outgoing) | $50 |
What features and perks does US Bank Silver business checking offer?
This account includes the following features:
- Fraud monitoring - US Bank Silver business checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - US Bank Silver business checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
ATM Fee: In-Network | $0 |
Monthly Fee | $0 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $36 |
Overdraft Protection Fee (per transfer) | $12.50 |
Paper Statement Fee | $5 |
Returned Deposit Fee (Domestic) | $19 |
Returned Deposit Fee (International) | $19 |
Stop Payment Fee | $35 |
Wire Transfer Fee - Domestic (Incoming) | $20 |
Wire Transfer Fee - Domestic (Outgoing) | $30 |
Wire Transfer Fee - International (Incoming) | $25 |
Wire Transfer Fee - International (Outgoing) | $50 |
Be the first to rate
Would you recommend US Bank Silver business checking to your friends?
- Chase Business Complete Banking
- City Bank Commercial Checking Account
- City National Bank Corporate Checking Account
- Community First Bank Of Washington Business Interest Checking Account
- Community First Bank Simply Free Business
- Exchange Bank EBusiness Advantage
- Lili Checking Account
- Metro City Bank Business Interest Checking Account
- Navy Federal Credit Union Business Checking
- Novo Business Checking Account
- Pacific City Bank Business Analysis Checking Account
- Pacific City Bank Business Super Now Checking Account