US Bank Silver Business Checking
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| Community Rating | Strongly recommended |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) |
0% (Verified 10/22/2022) |
| Number of Reviews | 5 |
US Bank Silver Business Checking Review
US Bank Silver Business Checking is offered by U.S. Bank, a bank founded in 1863 and based in Minneapolis, MN. US Bank Silver Business Checking are available in 26 states across the USA.
Key Takeaways
- $400 Bonus offer. Open a new account and you can get up to $400 with required activities. Minimum deposit of $3,000 required to be eligible for a signup bonus (see terms and conditions for more details).
- 0% APY. As with most checking accounts, US Bank Silver Business Checking does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. US Bank Silver Business Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through U.S. Bank.
US Bank Silver Business Checking Pros & Cons
| Pros | Cons |
|---|---|
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US Bank Silver Business Checking FAQ
Are business checking accounts from U.S. Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #6548). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does US Bank Silver Business Checking offer?
US Bank Silver Business Checking is not an interest-bearing account.
What are the account minimums for US Bank Silver Business Checking?
US Bank Silver Business Checking requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
What fees does US Bank Silver Business Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $36 |
| Overdraft Protection Fee (per transfer) | $12.50 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $19 |
| Returned Deposit Fee (International) | $19 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $25 |
| Wire Transfer Fee - International (Outgoing) | $50 |
What features and perks does US Bank Silver Business Checking offer?
This account includes the following features:
- Signup Bonus - Open an account and you will receive a signup bonus of up to $400 if you deposit a minimum of $3,000.
- Fraud monitoring - US Bank Silver Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - US Bank Silver Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Message From US Bank Silver Business Checking
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - (800) 872-2657
- Visit Site
- Email Support
Other Services by U.S. Bank
View all business checking accounts offered by U.S. Bank
Other Business Checking Accounts by U.S. Bank
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Availability
Available in 26 states
- Arizona
- Arkansas
- California
- Colorado
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Minnesota
- Missouri
- Montana
- Nebraska
- Nevada
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oregon
- South Dakota
- Tennessee
- Utah
- Washington
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Balance to Avoid Monthly Fee | $0 |
| Minimum Opening Deposit | $100 |
US Bank Silver Business Checking Community Reviews
Would you recommend US Bank Silver Business Checking to your friends?
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