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Last Updated: 06/21/2025

US Bank Business Loans

from U.S. Bank

Last Updated: 06/21/2025
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Amount Range

$5,000 - $2,000,000

APR

0%(Verified 06/21/2024)
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Loan Term (Months)

Up to 80
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US Bank Business Loans Review

US Bank business loan is a business financing offering by U.S. Bank, based in Minneapolis, MN. Founded in 1863, U.S. Bank offers access to small business loans in 50 states (and Washington, DC).

US Bank business loan FAQ

What are US Bank business loan rates?

US Bank business loan offers a business financing product of 0%.

Does US Bank business loan charge an origination fee?

Yes, US Bank business loan charges a loan origination fee starting at 0% of the business loan amount of $75 US Bank business loan deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does US Bank business loan charge prepayment fees?

Yes, US Bank business loan may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from US Bank business loan?

Business loan amounts start at $5,000 and go up to $2,000,000.

What is the maximum business loan term you can get with US Bank business loan?

US Bank business loan offers small business loans with a maximum term of 80 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for US Bank Business Loans?

US Bank Business Loans requires companies to be in business for at least 6 months. Businesses don't have to meet a minimum annual revenue to be considered.
Applicants with a credit score of at least 700 and up to 850 may be eligible for US Bank Business Loans.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by US Bank Business Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Proof of identity

Does U.S. Bank perform a hard credit pull?

Yes, US Bank business loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

800 Nicollet Mall
Minneapolis, MN 55402
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Hours of Operation

SundayClosedMonday8:30AM - 5:30PMTuesday8:30AM - 5:30PMWednesday8:30AM - 5:30PMThursday8:30AM - 5:30PMFriday8:30AM - 5:30PMSaturdayClosed

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Availability

Available in 50 states and Washington, D.C.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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