Last Updated: 04/18/2025
SuperMoney User Recommendation Score +14
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US Bank Personal Loans Review
Key Takeaways
- Fast access to funds. If approved, U.S. Bank will send the money in as little as 24 hours.
- Cosigner required. Applicants must have a cosigner to complete an application.
US Bank personal loans Pros & Cons
| Pros | Cons |
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US Bank personal loans FAQ
What interest rates and personal loan terms does US Bank personal loans offer?
What interest rates does US Bank personal loans offer?
How much can you borrow via US Bank personal loans?
| Personal Loan Amount | $3000 - $25000 |
| Loan Term | N/A |
| APR | 6.99% - 21.9% |
What fees does US Bank personal loans charge?
Does US Bank personal loans charge an origination fee?
Does US Bank personal loans charge a late fee?
Does US Bank personal loans charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $37 |
What do you need to qualify for US Bank Personal Loans?
Applicants with a credit score of at least 700 and up to 850 may be eligible for US Bank Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 700 - 850 |
What is the estimated funding time for a personal loan via US Bank personal loans?
Does U.S. Bank perform a hard credit pull?
Are US Bank Personal Loans legit?
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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SuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +14, or 3.3 on a 5-point rating scale.
+14
US Bank Personal Loans Community Reviews
Would you recommend US Bank Personal Loans to your friends?
Mazhar C.
Nov 25, 2022
May or may not recommend
Michelle M.
Oct 13, 2022
May or may not recommend
Diamond S.
Jun 8, 2022
May or may not recommend
Robelys F.
May 23, 2022
May or may not recommend
Sade J.
May 10, 2022
May or may not recommend
Kristina H.
Oct 28, 2020
May or may not recommend
Pamela H.
Aug 6, 2018
May or may not recommend
Showing 7 of 7 reviews
