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  Ardent CU Checking Accounts
Ardent CU Checking Accounts
in Checking Accounts from Ardent Credit Union · Insured by NCUA
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Ardent CU Checking Accounts

Unaffiliated
in Checking Accounts from Ardent Credit Union · Insured by NCUA
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Highlights
Cashback Rewards Up to 1.5%
APY (Annual Percentage Yield) Up to 0.01%
(Verified 09/05/2023)
Monthly Fee $0
(Verified 09/05/2023)
Minimum Balance to Avoid Monthly Fee N/A

Ardent CU Checking Accounts Review

Ardent CU Checking Accounts is offered by Ardent Credit Union, a credit union founded in 1977 and based in Philadelphia, PA. Ardent CU Checking Accounts is available in 50 states (and Washington, DC).

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Ardent CU Checking Accounts does not charge fees on ATM transactions.

Ardent CU Checking Accounts Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.

Ardent CU Checking Accounts FAQ

Are checking accounts from Ardent Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Ardent CU Checking Accounts offer?

Ardent CU Checking Accounts is not an interest bearing account.

What are the account minimums for Ardent CU Checking Accounts?

Ardent CU Checking Accounts does not require a minimum initial deposit.

Ardent CU Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $0

What fees does Ardent CU Checking Accounts charge?

The good news is that this account does not have a monthly Service Charge.

Ardent CU Checking Accounts Fees
Description
Monthly Fee $0

What features and perks does Ardent CU Checking Accounts offer?

This account includes the following features:

  • Mobile Banking Services - Ardent CU Checking Accounts allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Ardent CU Checking Accounts?

The customer support email for Ardent CU Checking Accounts is mail@ardentcu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Other Checking Accounts by Ardent Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Monthly Fee $0
(Verified 09/05/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
Cashback Rewards Up to 1.5%
APY (Annual Percentage Yield) Up to 0.01%
(Verified 09/05/2023)

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