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  Ardent CU High-Yield Checking Account
Ardent CU High-Yield Checking Account
in Checking Accounts from Ardent Credit Union · Insured by NCUA
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Ardent CU High-Yield Checking Account

Unaffiliated
in Checking Accounts from Ardent Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.10% - 1.50%
(Verified 09/05/2023)
Monthly Fee $0
(Verified 09/05/2023)
Minimum Balance to Avoid Monthly Fee N/A

Ardent CU High-Yield Checking Account Review

Ardent CU High-Yield Checking Account is offered by Ardent Credit Union, a credit union founded in 1977 and based in Philadelphia, PA. Ardent CU High-Yield Checking Account is available in 50 states (and Washington, DC).

Key Takeaways

  • Up to 1.50% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.50%, which is much higher than the average for the checking accounts that we track.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Ardent CU High-Yield Checking Account does not charge fees on ATM transactions.

Ardent CU High-Yield Checking Account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • High variable APY.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.

Ardent CU High-Yield Checking Account FAQ

Are checking accounts from Ardent Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Ardent CU High-Yield Checking Account offer?

Ardent CU High-Yield Checking Account offers an APY starting at 0.10% and ranging up to 1.50% (APY stands for annual percentage yield, rates may change).

Ardent CU High-Yield Checking Account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.10% - 1.50%

What are the account minimums for Ardent CU High-Yield Checking Account?

Ardent CU High-Yield Checking Account does not require a minimum initial deposit.

Ardent CU High-Yield Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0

What fees does Ardent CU High-Yield Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Ardent CU High-Yield Checking Account Fees
Description
Monthly Fee $0

What features and perks does Ardent CU High-Yield Checking Account offer?

This account includes the following features:

  • Mobile Banking Services - Ardent CU High-Yield Checking Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Ardent CU High-Yield Checking Account?

The customer support email for Ardent CU High-Yield Checking Account is mail@ardentcu.org.

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Other Checking Accounts by Ardent Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Monthly Fee $0
(Verified 09/05/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) 0.10% - 1.50%
(Verified 09/05/2023)

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