Citi Checking Accounts
Would you recommend Citi Checking Accounts to your friends?
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.12% (Verified 09/28/2023) |
| Monthly Maintenance Fee |
$5 - $15 (Verified 09/28/2023) |
| Minimum Balance to Avoid Monthly Fee | N/A |
Citi Checking Accounts Review
Citi Checking Accounts is offered by Citi®, a bank founded in 1812 and based in New York, NY. Citi Checking Accounts is available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. Citi Checking Accounts has an annual percentage yield of up to 0.12%, which is higher than the national average interest rate on savings accounts.
- No monthly maintenance fee. Fee waived for 3 months after account opening or with a Relationship Tier or each month the account has $250+ in Enhanced Direct Deposits.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Citi Checking Accounts does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
Citi Checking Accounts Pros & Cons
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Citi Checking Accounts FAQ
Are checking accounts from Citi® federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #07213). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Citi Checking Accounts offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.12% |
Citi Checking Accounts offers an APY of 0.12% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Citi Checking Accounts?
Citi Checking Accounts does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
What fees does Citi Checking Accounts charge?
Fee waived for 3 months after account opening or with a Relationship Tier or each month the account has $250+ in Enhanced Direct Deposits. Otherwise, there is a monthly maintenance fee of up to $15.| Description | |
|---|---|
| Monthly Maintenance Fee | $5 - $15 |
| ATM Fee: Out-of-Network | Starting at $2.50 |
What features and perks does Citi Checking Accounts offer?
This account includes the following features:
- Mobile Banking Services - Citi Checking Accounts allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Citi Checking Accounts?
The customer support email for Citi Checking Accounts is customer.help@citi.com.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citi®
Other Checking Accounts by Citi®
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
Citi Checking Accounts Community Reviews
Would you recommend Citi Checking Accounts to your friends?
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