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  First Bank and Trust Company Traditional Interest Checking
First Bank and Trust Company Traditional Interest Checking Unaffiliated

First Bank and Trust Company Traditional Interest Checking

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Maintenance Fee $0
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

First Bank and Trust Company Traditional Interest Checking Review

First Bank and Trust Company Traditional Interest Checking is offered by First Bank & Trust Company, a bank founded in 1979 and based in Abingdon, VA. First Bank and Trust Company Traditional Interest Checking is available in 2 states across the USA.

Key Takeaways

  • $0 monthly fee. This account does not charge any monthly account fees.
  • Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank & Trust Company mobile or online banking.

First Bank and Trust Company Traditional Interest Checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest.
  • Only available in 2 states.

First Bank and Trust Company Traditional Interest Checking FAQ

Are checking accounts from First Bank & Trust Company federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust Company Traditional Interest Checking offer?

First Bank & Trust Company does not provide interest rate information until a customer applies for a new account.

What are the account minimums for First Bank and Trust Company Traditional Interest Checking?

First Bank and Trust Company Traditional Interest Checking requires a minimum initial deposit of $2,500 to open an account.

First Bank and Trust Company Traditional Interest Checking Minimums
Description
Minimum Opening Deposit Starting at $2,500
Minimum Balance to Earn APY $2,500

What fees does First Bank and Trust Company Traditional Interest Checking charge?

The good news is that this account does not have a monthly Service Charge.

First Bank and Trust Company Traditional Interest Checking Fees
Description
Monthly Maintenance Fee $0
ATM Fee: In-Network $0
Bank Teller Fee $0
Online Bill Pay Fee $0
Check Cashing Fee $0

What features and perks does First Bank and Trust Company Traditional Interest Checking offer?

This account includes the following features:

  • Fraud monitoring - First Bank and Trust Company Traditional Interest Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank and Trust Company Traditional Interest Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust Company Traditional Interest Checking?

The customer support email for First Bank and Trust Company Traditional Interest Checking is info@firstbank.com.

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Message From First Bank and Trust Company Traditional Interest Checking

First Bank & Trust Company offers a variety of checking and savings account options that are sure to meet your unique needs. Since 1979, we've proudly offered free checking! Find the account that's right for you! Traditional Interest Checking, All of the features of the Traditional Checking account while allowing you to earn interest on your account balance.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 6:00pm
  • Saturday 8:30am - 1:00pm

Other Services by First Bank & Trust Company

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Availability

  Available in 2 states
  • Tennessee
  • Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $2,500
Minimum Balance to Earn APY $2,500
Monthly Maintenance Fee $0
(Verified 08/04/2023)
ATM Fee: In-Network $0
Bank Teller Fee $0
Overdraft Protection Fee (per transfer) $5
Online Bill Pay Fee $0
Check Cashing Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing

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