Advertiser Disclosure

First Bank and Trust Company Traditional Interest Checking

in Checking Accounts from First Bank & Trust Company · fdic

Unaffiliated

First Bank and Trust Company Traditional Interest Checking

Unaffiliated

in Checking Accounts from First Bank & Trust Company · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	$0
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	N/A

First Bank and Trust Company Traditional Interest Checking Review

First Bank and Trust Company Traditional Interest Checking is offered by First Bank & Trust Company, a bank founded in 1979 and based in Abingdon, VA. First Bank and Trust Company Traditional Interest Checking is available in 2 states across the USA.

Key Takeaways

$0 monthly fee. This account does not charge a monthly Service Charge.
Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
Bill pay. Pay your bills to practically anyone in the United States through First Bank & Trust Company.

First Bank and Trust Company Traditional Interest Checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card Access to a nationwide network of ATMs. No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest. Only available in 2 states.

First Bank and Trust Company Traditional Interest Checking FAQ

Are checking accounts from First Bank & Trust Company federally insured?

Yes, your First Bank & Trust Company checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust Company Traditional Interest Checking offer?

First Bank & Trust Company does not provide interest rate information until a customer applies for a new account.

What are the account minimums for First Bank and Trust Company Traditional Interest Checking?

First Bank and Trust Company Traditional Interest Checking requires a minimum initial deposit of $2,500 to open an account.

First Bank and Trust Company Traditional Interest Checking Minimums
Description
APY Minimum Balance	$2,500
Minimum Opening Deposit	Starting at $2,500

What fees does First Bank and Trust Company Traditional Interest Checking charge?

The good news is that this account does not have a monthly Service Charge.

First Bank and Trust Company Traditional Interest Checking Fees
Description
ATM Fee: In-Network	$0
Bank Teller Fee	$0
Check Cashing Fee	$0
Monthly Fee	$0
Online Bill Pay Fee	$0
Overdraft Protection Fee (per transfer)	$5

Does First Bank and Trust Company Traditional Interest Checking charge overdraft fees?

First Bank and Trust Company Traditional Interest Checking offers overdraft protection at a cost of $5 per transaction.

What features and perks does First Bank and Trust Company Traditional Interest Checking offer?

This account includes the following features:

Fraud monitoring - First Bank and Trust Company Traditional Interest Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Bank and Trust Company Traditional Interest Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust Company Traditional Interest Checking?

The customer support email for First Bank and Trust Company Traditional Interest Checking is info@firstbank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.