Last Updated: 01/21/2026
First Citizens Bank Premier Checking Account
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in Checking Accounts from First Citizens Bank
Last Updated: 01/21/2026
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Highlights
Welcome Offer
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Cashback Rewards
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APY (Annual Percentage Yield)
Monthly Service Fee
First Citizens Bank Premier Checking Account Review
Key Takeaways
- Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.05% .
- $0 monthly account fees available. This account charges a monthly fee of up to $18.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. First Citizens Bank Premier Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Citizens Bank mobile or online banking.
First Citizens Bank Premier Checking Account Pros & Cons
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First Citizens Bank Premier Checking Account FAQ
Are checking accounts from First Citizens Bank federally insured?
What APY does First Citizens Bank Premier Checking Account offer?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 0.05% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What are the account minimums for First Citizens Bank Premier Checking Account?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Combined Balance to Avoid Monthly Maintenance Fee | Starting at $5,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does First Citizens Bank Premier Checking Account charge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $18 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does First Citizens Bank Premier Checking Account offer?
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Citizens Bank Premier Checking Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for First Citizens Bank Premier Checking Account?
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