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  The Citizens National Bank Image Checking

The Citizens National Bank Image Checking

in Checking Accounts from The Citizens National Bank · Member fdic

Unaffiliated

The Citizens National Bank Image Checking

Unaffiliated

in Checking Accounts from The Citizens National Bank · Member FDIC

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Highlights
Monthly Fee $5
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

The Citizens National Bank Image Checking Review

The Citizens National Bank Image Checking is offered by The Citizens National Bank, a bank founded in 1915 and based in Greenleaf, KS. The Citizens National Bank Image Checking is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly maintenance fee of $5.
  • $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through The Citizens National Bank.
  • Hard credit pull. The Citizens National Bank may require a hard pull on your credit report to open a checking account.
The Citizens National Bank Image Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
The Citizens National Bank Image Checking FAQ

Are checking accounts from The Citizens National Bank federally insured?

Yes, your The Citizens National Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does The Citizens National Bank Image Checking offer?

The Citizens National Bank Image Checking is not an interest bearing account.

What are the account minimums for The Citizens National Bank Image Checking?

The Citizens National Bank Image Checking requires a minimum initial deposit of $25 to open an account.

The Citizens National Bank Image Checking Account Minimums
Description Amount
Minimum Initial Deposit $25

What fees does The Citizens National Bank Image Checking charge?

This account charges a monthly maintenance fee of $5.

The Citizens National Bank Image Checking Fees
Description
Monthly Fee $5
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network N/A
NSF Fee N/A
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee N/A
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) N/A
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) N/A
ATM Reimbursement Monthly Limit N/A

What features and perks does The Citizens National Bank Image Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - The Citizens National Bank Image Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - The Citizens National Bank Image Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   417 Commercial St
    Greenleaf, KS 66943
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:30pm
  • Tuesday 8:00am - 4:30pm
  • Wednesday 8:00am - 4:30pm
  • Thursday 8:00am - 4:30pm
  • Friday 8:00am - 4:30pm
  • Saturday 9:00am - 11:00am

Other Services by The Citizens National Bank

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View all checking accounts offered by The Citizens National Bank

Availability

  Available in 1 state
Kansas
Availabile in all of Kansas

Feature Breakdown

Minimum Initial Deposit $25
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Monthly Fee $5
Bank Account Features
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • Mobile Check Deposit

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SUPERMONEY NET RECOMMENDATION SCORE

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