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  The Citizens National Bank Virtual Checking

The Citizens National Bank Virtual Checking

in Checking Accounts from The Citizens National Bank · Member fdic

Unaffiliated

The Citizens National Bank Virtual Checking

Unaffiliated

in Checking Accounts from The Citizens National Bank · Member FDIC

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Highlights
Monthly Fee $0 - $2
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

The Citizens National Bank Virtual Checking Review

The Citizens National Bank Virtual Checking is offered by The Citizens National Bank, a bank founded in 1915 and based in Greenleaf, KS. The Citizens National Bank Virtual Checking is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $2.
  • $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through The Citizens National Bank.
  • Hard credit pull. The Citizens National Bank may require a hard pull on your credit report to open a checking account.
The Citizens National Bank Virtual Checking Pros & Cons
Pros Cons
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Online-only account with no access to physical branches.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
The Citizens National Bank Virtual Checking FAQ

Are checking accounts from The Citizens National Bank federally insured?

Yes, your The Citizens National Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does The Citizens National Bank Virtual Checking offer?

The Citizens National Bank Virtual Checking is not an interest bearing account.

What are the account minimums for The Citizens National Bank Virtual Checking?

The Citizens National Bank Virtual Checking requires a minimum initial deposit of $25 to open an account.

The Citizens National Bank Virtual Checking Account Minimums
Description Amount
Minimum Initial Deposit $25

What fees does The Citizens National Bank Virtual Checking charge?

This account charges a monthly maintenance fee of up to $2.

The Citizens National Bank Virtual Checking Fees
Description
Monthly Fee $0 - $2
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network N/A
NSF Fee N/A
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee N/A
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) N/A
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) N/A
ATM Reimbursement Monthly Limit N/A

What features and perks does The Citizens National Bank Virtual Checking offer?

This account includes the following features:

  • Fraud monitoring - The Citizens National Bank Virtual Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - The Citizens National Bank Virtual Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   417 Commercial St
    Greenleaf, KS 66943
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:30pm
  • Tuesday 8:00am - 4:30pm
  • Wednesday 8:00am - 4:30pm
  • Thursday 8:00am - 4:30pm
  • Friday 8:00am - 4:30pm
  • Saturday 9:00am - 11:00am

Other Services by The Citizens National Bank

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View all checking accounts offered by The Citizens National Bank

Availability

  Available in 1 state
Kansas
Availabile in all of Kansas

Feature Breakdown

Minimum Initial Deposit $25
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $0 - $2
Bank Account Features
  • FDIC Member
  • Check Writing
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Mobile Check Deposit
  • Online-Only Account

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SUPERMONEY NET RECOMMENDATION SCORE

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