Last Updated: 01/21/2026
The Citizens National Bank Virtual Checking
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Last Updated: 01/21/2026
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Highlights
Welcome Offer
Cashback Rewards
APY (Annual Percentage Yield)
Monthly Service Fee
The Citizens National Bank Virtual Checking Review
Key Takeaways
- Charges a monthly fee. This account charges a monthly fee of up to $2.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in The Citizens National Bank mobile or online banking.
The Citizens National Bank Virtual Checking Pros & Cons
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The Citizens National Bank Virtual Checking FAQ
Are checking accounts from The Citizens National Bank federally insured?
What APY does The Citizens National Bank Virtual Checking offer?
What are the account minimums for The Citizens National Bank Virtual Checking?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does The Citizens National Bank Virtual Checking charge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does The Citizens National Bank Virtual Checking offer?
- Fraud monitoring - The Citizens National Bank Virtual Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - The Citizens National Bank Virtual Checking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
What is the customer support email for The Citizens National Bank Virtual Checking?
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