SuperMoney
  Liberty Mutual Life Insurance

Liberty Mutual Life Insurance

in Life Insurance from Liberty Mutual

Claimed

Liberty Mutual Life Insurance

Claimed

in Life Insurance from Liberty Mutual

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Liberty Mutual Life Insurance to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Financial Strength Rating A

Liberty Mutual Life Insurance Review

Liberty Mutual Life Insurance is an insurance carrier based in Boston, MA. The company was founded in 1912 and offers life insurance in 50 states (and Washington, DC). Life insurance is important for anyone who has loved who depend on them financially. It can also help with final expenses and burial costs.

Liberty Mutual Life Insurance FAQ

What types of life insurance coverage does Liberty Mutual Life Insurance offer?

Insurance carriers typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only apply for policies and riders you actually need.

Here is a brief description of the coverage Liberty Mutual Life Insurance offers.

  • Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time. Liberty Mutual Life Insurance offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $50,000 to $1,000,000.
  • Level Term Insurance - These are term policies that have the same fixed premium and payment amount throughout the life of the policy.
  • Whole Life Insurance - Whole life insurance policies remain in force for the entire life of the policyholder provided premiums are paid.
  • Universal Life Insurance - This type of policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

How can you save money on a Liberty Mutual Life Insurance life insurance policy?

When you ask for a quote with Liberty Mutual Life Insurance, ask what policy discounts are available.

These include:

  • Being a non-smoker

What is the financial strength rating of Liberty Mutual Life Insurance?

The financial strength rating of a life insurance company scores its ability to pay contracts and policies.

Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy.

There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Liberty Mutual Life Insurance scores an A or excellent, which is SuperMoney's second highest available score.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Financial Strength Rating A
Policy Discounts Non-Smoker
Life Insurance Features
  • Online Quotes
  • No Medical Exam Policies
  • High Risk Applicants Accepted
  • Cash Value Loans
Term Length 10 - 30
Term Life Age Range 18 - 70
Term Life Death Benefit Range $50,000 - $1,000,000
Term Options
  • Term Life
  • Level Term
Whole / Permanent Life Options
  • Whole Life (Traditional)
  • Universal Life
Whole Life Death Benefit Range Starting at $15,000
Life Insurance Riders
  • Waiver of Premium Due to Illness / Disability
  • Accelerated Death Benefit (Terminal Illnesses)
  • Term Conversion
  • Disability Income
  • Accidental Death or Dismemberment / Double Indemnity
  • Guaranteed Insurability / Renewability
  • Child Term Rider

Be the first to rate

 

Would you recommend Liberty Mutual Life Insurance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.