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Amazon.com Store Card

in Personal Credit Cards from Synchrony Bank

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Amazon.com Store Card

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in Personal Credit Cards from Synchrony Bank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 28.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850

Amazon.com Store Card Review

Amazon.com Store Card is a store cashback credit card issued by Synchrony Bank. 

Fair credit. This card is designed for people with fair credit. The minimum credit score to apply is 650.

If you're wondering whether Amazon.com Store Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Amazon.com Store Card cash back or rewards program?

Amazon.com Store Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Amazon.com Store Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate 5%
Annual rewards limit N/A
Signup Bonus ($) $40
Signup Bonus Spend Requirement $0

What are the Amazon.com Store Card benefits?

Amazon.com Store Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

What are the relevant APRs for Amazon.com Store Card?

Amazon.com Store Card has a variable purchase APR of 28.24%.

Does Amazon.com Store Card have an introductory APR offer?

Amazon.com Store Card does not offer an introductory rate on new purchases.

Amazon.com Store Card Rates & Terms
Purchase APR 28.24%

What are the Amazon.com Store Card fees?

No Annual Fee. Amazon.com Store Card does not charge an annual fee.

The following fees apply to Amazon.com Store Card:

Amazon.com Store Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee $35

Does Amazon.com Store Card report your account activity to credit bureaus?

Amazon.com Store Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Amazon.com Store Card

  • Visit the Synchrony Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 23
Annual Fee $0
No Annual Fee  
Minimum Interest Charge $1.50
Late Fee Amount $35
Minimum Age 18
Credit Score Range 650 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Fraud Liability  
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Amazon.com
Bonus Rewards A $40 Amazon.com Gift Card will instantly be loaded into your Amazon.com Account upon the approval of your credit card application.
Every Purchase 6-month special financing on any purchase totaling $149 or more 12-month special financing on any purchase totaling $599 or more 24-month special financing on select Amazon-sold items Equal monthly payment financing options available on select items
Signup Bonus $40
Purchase APR (Variable APR) 28.24%
Balance Computation daily balance

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