SuperMoney Store Card

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Who Is Store Card Designed For?

Amazon Store Card is a personal credit card designed for individuals with average or good credit who shop on The store card offers special financing promotions if high-ticket purchases are paid in full within a certain time period, which is determined by the cost of the purchase. The card has no annual fee and has a cashback rewards program.

What Are the Rates for Store Card?

The rate for purchases is 27.49% APR. The APR will vary with the market based on the prime rate.

The card comes with special financing offers whereby if a high-ticket purchase is paid in full within a designated time period, cardholders will not be charged interest. Purchases totaling $149 or more are eligible for 6-month financing; purchases totaling $599 or more are eligible for 12-month financing; purchases on select Amazon-sold items are eligible for 24-month financing. Minimum monthly payments are required and, if the promotional balance is not paid in full within the specified time, cardholders will be charged interest.

What Are the Fees for Store Card?

There is no annual fee. The minimum interest charge is $1.50. There is a late payment penalty of up to $35. 

What Is the Rewards Program Like for Store Card?

Cardholders can earn 5% cash back, which will appear as a statement credit. However, the percent-back program cannot be combined with any special financing offers. For any given purchase, cardholders choose whether to apply the percent-back rewards or take advantage of a financing offer (if one is available).

What Is the Signup Bonus for Store Card?

Amazon Store Card comes with a $20 Amazon gift card, which will be instantly loaded into your account upon approval of your credit card application.

Does Store Card Have Any Other Benefits?

Amazon Store Card comes with zero fraud liability.

How Is Store Card Better Than Other Credit Cards?

Amazon Store Card has no annual fee yet comes with special financing offers. Alternatively, cardholders can apply the cashback rewards program to get statement credits. The card also comes with the added benefit of $0 fraud liability.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   410 Terry Avenue North
    Seattle, WA 98109 USA
  •   Visit Site


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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 23
Annual Fee $0
No Annual Fee  
Late Payment Penalty $35
Minimum Interest Charge $1.50
Minimum Age 18
Credit Score Range 560 - 700
850 300 560 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Fraud Liability  
Credit Card Benefits
  • Fraud Liability
Bonus Rewards 5%
Rewards Categories
Signup Bonus $20
Purchase APR (Variable APR) Starting at 27.49%
Balance Computation daily balance

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Other Personal Credit Cards

Amazon Personal Credit Cards



Purchase APR

Balance Transfer APR

Annual Fee

Credit Score Range

Amazon Rewards Visa Signature® Card
Purchase APR 15.74% - 23.74%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 15.74% - 23.74%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850     300 850