Amazon.com Store Card Review

Amazon.com Store Card is a store cashback credit card issued by Synchrony Bank. If you're wondering whether Amazon.com Store Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a cashback rewards rate of up to 5%.
• Signup bonus. Offers a signup bonus of $10 if you spend $0.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.99%
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Amazon.com Store Card Pros and Cons:

The Good	The Bad
No annual fee. Amazon.com Store Card reports to multiple credit bureaus.	5% back on Amazon.com purchases. Access to promotional financing. Higher than average purchase APRs. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card rewards.

Is there a Amazon.com Store Card cash back or rewards program?

No, Amazon.com Store Card does not offer a rewards program. Amazon.com Store Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. This card features rewards for purchases in the following categories:

• Amazon.com

What are the Amazon.com Store Card benefits?

Amazon.com Store Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Amazon.com Store Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Amazon.com Store Card has higher than average purchase APRs.

Amazon.com Store Card has a variable purchase APR of 25.99%.

What are the fees for Amazon.com Store Card?

The following fees apply to Amazon.com Store Card:

Amazon.com Store Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $39

Does Amazon.com Store Card report your account activity to credit bureaus?

Amazon.com Store Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Amazon.com Store Card

• Visit the Amazon.com Store Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.