
Mattress Firm Credit Card
Would you recommend Mattress Firm Credit Card to your friends?
Community Rating | Strongly recommended |
Purchase APR (Variable APR) |
29.99% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 400 - 850 |
Annual Fee | $0 |
Number of Reviews | 8 |
Mattress Firm Credit Card Review
This is a store card issued by Synchrony Bank. If you're wondering whether Mattress Firm credit card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 60 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 60 months.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Mattress Firm credit card
The Good | The Bad |
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Mattress Firm credit card FAQ
Does Mattress Firm credit card have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
- Furniture
What are the relevant APRs for Mattress Firm credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Mattress Firm Credit Card has a variable purchase APR of 29.99%.
Does Mattress Firm credit card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 60 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 60 months |
Does Mattress Firm credit card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 60 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 60 months.
What are the fees for Mattress Firm credit card?
The following fees apply:
Description | |
---|---|
No Annual Fee? | |
Annual Fee | $0 |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 23 days |
Late Fee Amount | $38 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Mattress Firm credit card?
The Mattress Firm credit card customer service number is (866) 226-5638.
What is the support contact email for Mattress Firm credit card?
The support contact email for Mattress Firm credit card is customer.service@mail.synchronybank.com.
What is the Mattress Firm credit card login page?
You can access the Mattress Firm credit card login page here.
How do people rate the customer service and user experience of Mattress Firm credit card?
Overall, Mattress Firm credit card is strongly recommended based on community reviews that rate customer service and user experience.
Does Mattress Firm Credit Card report your account activity to credit bureaus?
Yes, Mattress Firm Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Mattress Firm credit card
- Visit the Mattress Firm credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Mattress Firm credit card
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
- Email Support
Other Services by Synchrony Bank
Other Credit Cards by Synchrony Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 60 months |
Mattress Firm Credit Card Community Reviews
Would you recommend Mattress Firm Credit Card to your friends?
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