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Last Updated: 07/28/2025

Mattress Firm Credit Card

in Credit Cards from Synchrony Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Mattress Firm Credit Card logo
Strongly recommended8 total votes
5 users recommend
2 users are unsure
1 users don't recommend
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Highlights

Community Rating

Strongly recommended

Purchase APR (Variable APR)

29.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

N/A

Credit Score Range

400 - 850

Annual Fee

$0

Number of Reviews

8

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Mattress Firm Credit Card Review

This is a store card issued by Synchrony Bank. If you're wondering whether Mattress Firm Credit Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 60 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 60 months.
  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.99%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Mattress Firm credit card

Mattress Firm credit card FAQ

Does Mattress Firm credit card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
  • Furniture

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Mattress Firm Credit Card logo

Message from Mattress Firm credit card

At Synchrony, we work with thousands of businesses large and small, helping national chains and local merchants offer credit cards with the budget-friendly financing you need.Synchrony aims to make your credit card application fast and hassle-free.

No matter how much you plan to spend, these financing offers will always be available. Take advantage of financing and low monthly payments anytime. And there's no interest if paid in full within 6 or 12 months‡. But remember, on purchases with your Mattress Firm credit card, interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months. Minimum monthly payments required.

Contact

Headquarters

777 Long Ridge Rd
Stamford, CT 06905
Visit Site

Hours of Operation

Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM

Other Services by Synchrony Bank