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  BP Visa Credit Card

BP Visa Credit Card

in Personal Credit Cards from Synchrony Bank

Unaffiliated

BP Visa Credit Card

Unaffiliated

in Personal Credit Cards from Synchrony Bank

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Highlights
Highlights
Annual Fee $0
Purchase APR (Variable APR) 28.99%
Balance Transfer APR (Variable APR) N/A
Credit Score Range 650 - 850

Overview

Who is BP Visa Credit Card designed for?

BP Visa Credit Card is a credit card issued by Synchrony Bank, which is based in Draper, UT. 

What are the relevant APRs for BP Visa Credit Card?

BP Visa Credit Card has a variable purchase APR of 28.99%.

It also has a variable cash advance APR of 29.99%.

Does BP Visa Credit Card have an introductory APR offer?

No, BP Visa Credit Card does not come with an introductory APR offer for balance transfers. BP Visa Credit Card does not offer an introductory rate on new purchases.
BP Visa Credit Card Rates & Terms
Purchase APR 28.99%
Cash Advance APR 29.99%

What are the BP Visa Credit Card fees?

The following fees apply to BP Visa Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $38.

Does BP Visa Credit Card have a foreign transaction fee?

BP Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
BP Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Late Payment Fee $38

Is there a BP Visa Credit Card cash back or rewards program?

BP Visa Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries
  • Restaurants

Does BP Visa Credit Card have a signup bonus?

BP Visa Credit Card doesn't offer a cash signup bonus.

Does BP Visa Credit Card offer an annual loyalty bonus?

BP Visa Credit Card doesn't offer a cash loyalty bonus.

What are the BP Visa Credit Card benefits?

BP Visa Credit Card provides the following benefits:

  • Fraud Liability
  • How to apply for BP Visa Credit Card

  • Click here to go to the Synchrony Bank application form.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application was rejected and what you can do about it.
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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 23
    Annual Fee $0
    No Annual Fee  
    Minimum Interest Charge $2
    Late Fee Amount $38
    Cash Advance Fee (%) 29.99%
    Cash Advance Fee Minimum $5
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 650 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Fraud Liability  
    Credit Card Benefits
    • Fraud Liability
    Bonus Rewards You’ll also earn 25¢ off per gallon for every $100 you spend with your BP Visa Credit Card or BP Credit Card for the first 90 days your account is open (excluding non-BP gas stations).
    All Other Purchases Earn 15¢ off per gallon for every $100 you spend for eligible groceries, dining and travel.
    Every Purchase Earn 10¢ off per gallon for every $100 you spend at BP. (after 90 days of account opening)
    Rewards Categories
    • Every Purchase
    • Gas
    • Groceries
    • Restaurants
    Purchase APR (Variable APR) 28.99%
    Cash Advance APR (Variable APR) 29.99%
    Balance Computation Daily Balance

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