Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
29.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
BPme Rewards Visa Review
This is a travel card issued by Synchrony Bank. If you're wondering whether BPme Rewards Visa is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.99%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of BP credit card
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BP credit card FAQ
Does BP credit card have a cash back or rewards program?
BP credit card is a travel rewards card.
| Description |
Does BP credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does BP credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the BP credit card benefits?
BPme Rewards Visa provides the following benefits:
- Zero fraud liability
What are the relevant APRs for BP credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.BPme Rewards Visa has a variable purchase APR of 29.99%. BPme Rewards Visa does not offer balance transfers. It also has a variable cash advance APR of 29.99% .
Does BP credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. BPme Rewards Visa does not offer balance transfers.Does BP credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for BP credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does BP credit card have a foreign transaction fee?
BP credit card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for BP credit card?
The customer service number for BP credit card is (866) 226-5638.
What is the support contact email for BP credit card?
The support contact email for BP credit card is customer.service@mail.synchronybank.com.
What is the login page for BP credit card?
You can access the login page of BP credit card here.
How do people rate the customer service and user experience of BP credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Synchrony Bank perform a hard credit pull?
Yes, BP credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for BP credit card
- Visit the website of BP credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM