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  Sam Ash Credit Card

Sam Ash Credit Card

in Personal Credit Cards from Synchrony Bank

Claimed

Sam Ash Credit Card

Claimed

in Personal Credit Cards from Synchrony Bank

Net Recommendation Score +50%

SUPERMONEY NET RECOMMENDATION SCORE

+50%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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2 users recommend
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0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) Up to 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee N/A

Sam Ash Credit Card Review

Sam Ash Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Sam Ash Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 24 months.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Sam Ash Credit Card Pros & Cons
The Good The Bad
  • Special financing options available.
  • 0% APR on new purchases during the first 24 months.
  • Sam Ash Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Sam Ash Credit Card FAQ

Is there a Sam Ash Credit Card cash back or rewards program?

No, Sam Ash Credit Card does not offer a rewards program.

What are the relevant APRs for Sam Ash Credit Card?

Sam Ash Credit Card has a variable purchase APR of up to 29.99%.

Does Sam Ash Credit Card have an introductory APR offer on balance transfers?

No, Sam Ash Credit Card does not come with an introductory APR offer for balance transfers.

Does Sam Ash Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 24 months.

Sam Ash Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 24

What are the fees for Sam Ash Credit Card?

The following fees apply to Sam Ash Credit Card:

Sam Ash Credit Card Fees
Fees Amount
Annual Fee
Returned Payment Fee $28
Late Payment Fee up to $39

Does Sam Ash Credit Card report your account activity to credit bureaus?

Yes, Sam Ash Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Sam Ash Credit Card

  • Visit the Sam Ash Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 24 months
No Interest Grace Period for Late Payment 23 days
Minimum Interest Charge $2
Returned Payment Fee $28
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Bonus Rewards No Interest if paid in full within 6 months on purchases of $199 with your Sam Ash credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum Monthly Payments Required. Note: Your first order with your Sam Ash Credit Card can only be shipped to the billing address on your application.
Purchase APR (Variable APR) Up to 29.99%
Card Type Store Card
Card Network Other

Sam Ash Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+50%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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