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  Andrews FCU Titanium Visa Signature® Credit Card
Andrews FCU Titanium Visa Signature® Credit Card Unaffiliated

Andrews FCU Titanium Visa Signature® Credit Card

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Highlights
Purchase APR  (Variable APR) Starting at 9.49%
Balance Transfer APR  (Variable APR) 9.49% - 16.49%
Credit Score Range 600 - 850
Annual Fee $0

Andrews FCU Titanium Visa Signature® Credit Card Review

This is a rewards credit card issued by Andrews Federal Credit Union. If you're wondering whether Andrews FCU Titanium Visa Signature® Credit Card is the right card for you, read on.

Key Takeaways

  • Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
  • Signup bonus. Offers a signup bonus of 10000 points after spending $1,500 within 3 months that can be redeemed for travel, gifts, or other perks.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 1.5% Balance transfer fee. Andrews FCU Titanium Visa Signature® Credit Card charges a fee of 1.5% on balance transfers. For example, a balance of $1,000 could cost $15 in transfer fees. The minimum fee is $50.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Andrews FCU Titanium Visa Signature® Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Andrews FCU Titanium Visa Signature® Credit Card reports to multiple credit bureaus.
  • Charges a 1.5% balance transfer fee.

Andrews FCU Titanium Visa Signature® Credit Card FAQ

Does Andrews FCU Titanium Visa Signature® Credit Card have a cash back or rewards program?

Andrews FCU Titanium Visa Signature® Credit Card is a rewards card.

Andrews FCU Titanium Visa Signature® Credit Card Rewards
Minimum rewards rate 1.5x
Max rewards rate 3x
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 10000
Signup Bonus Spend Requirement $1500
Signup Bonus Spend Period (months) 3 months

Does Andrews FCU Titanium Visa Signature® Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1500 that can be redeemed for travel, gifts, or other perks.

Does Andrews FCU Titanium Visa Signature® Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Andrews FCU Titanium Visa Signature® Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Andrews FCU Titanium Visa Signature® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Andrews FCU Titanium Visa Signature® Credit Card has a variable purchase APR starting at 9.49% . The card has a variable balance transfer APR that ranges from 9.49% up to 16.49%. It also has a variable cash advance APR starting at 9.49% . Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Andrews FCU Titanium Visa Signature® Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Andrews FCU Titanium Visa Signature® Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Andrews FCU Titanium Visa Signature® Credit Card?

The following fees apply:

Andrews FCU Titanium Visa Signature® Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Andrews FCU Titanium Visa Signature® Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Andrews FCU Titanium Visa Signature® Credit Card?

The Andrews FCU Titanium Visa Signature® Credit Card customer service number is (800) 487-5500.

What is the support contact email for Andrews FCU Titanium Visa Signature® Credit Card?

The support contact email for Andrews FCU Titanium Visa Signature® Credit Card is memberadvocacy@andrewsfcu.org.

What is the Andrews FCU Titanium Visa Signature® Credit Card login page?

You can access the Andrews FCU Titanium Visa Signature® Credit Card login page here.

How do people rate the customer service and user experience of Andrews FCU Titanium Visa Signature® Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Andrews FCU Titanium Visa Signature® Credit Card report your account activity to credit bureaus?

Yes, Andrews FCU Titanium Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Andrews FCU Titanium Visa Signature® Credit Card

  • Visit the Andrews FCU Titanium Visa Signature® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Andrews Federal Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) Starting at 0%
Minimum Cash Advance Fee ($) Starting at $0
Foreign Currency Transaction Fee 0%
No Annual Fee
Annual Fee $0
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Points on Every Purchase
Signup Bonus (points) 10,000
Cash Advance APR (Variable APR) Starting at 9.49%
APR Type Variable APR
Credit Limit $5,000 - $50,000
Penalty APR (Variable APR) 17.99%
Purchase APR (Variable APR) Starting at 9.49%
Balance Transfer APR (Variable APR) 9.49% - 16.49%
Balance Transfer Fee Minimum $50
Balance Transfer Fee % 1.5%
Card Type
  • Rewards
Card Network Visa

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