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  Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card

in Personal Credit Cards from Andrews Federal Credit Union

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Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card

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in Personal Credit Cards from Andrews Federal Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 9.49%
Balance Transfer APR  (Variable APR) Starting at 9.49%
Credit Score Range N/A
Annual Fee $0

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card Review

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card is a rewards credit card issued by Andrews Federal Credit Union. If you're wondering whether Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 10000 points after spending $1,500 within 3 months that can be redeemed for travel, gifts, or other perks.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 1.5% Balance transfer fee. Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card charges a fee of 1.5% on balance transfers. For example, a balance of $1,000 could cost $15 in transfer fees. The minimum fee is $50.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card is accepted.
  • Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card reports to multiple credit bureaus.
  • Charges a 1.5% balance transfer fee.
Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card FAQ

Is there a Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card cash back or rewards program?

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card offers a rewards program to its customers.

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 10000
Signup Bonus Spend Requirement $1500
Signup Bonus Spend Period (months) 3 months

Does Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card have a signup bonus?

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1500 that can be redeemed for travel, gifts, or other perks.

Does Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card offer an annual loyalty bonus?

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card doesn't offer a cash loyalty bonus.

What are the Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card benefits?

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card has lower than average purchase APRs.

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card has a variable purchase APR starting at 9.49% . The card has a variable balance transfer APR starting at 9.49% . It also has a variable cash advance APR starting at 9.49% . Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card have an introductory APR offer on balance transfers?

No, Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers.

Does Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card have an introductory APR offer on new purchases?

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card does not offer an introductory rate on new purchases.
Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card Purchase Intro Offer
Description

What are the fees for Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card?

The following fees apply to Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card:

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%

Does Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card have a foreign transaction fee?

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card report your account activity to credit bureaus?

Yes, Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card

  • Visit the Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Andrews Federal Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Gas (Points) Up to 3
Cash Advance Fee Minimum $0
Cash Advance Fee (%) Starting at 0%
Minimum Cash Advance Fee ($) Starting at $0
Foreign Currency Transaction Fee 0%
No Annual Fee
Annual Fee $0
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Rewards Categories
  • Every Purchase
Signup Bonus (points) 10,000
Cash Advance APR (Variable APR) Starting at 9.49%
Credit Limit $5,000 - $50,000
Penalty APR (Variable APR) 17.99%
Purchase APR (Variable APR) Starting at 9.49%
Balance Transfer APR (Variable APR) Starting at 9.49%
Balance Transfer Fee Minimum $50
Balance Transfer Fee % 1.5%
Card Type
  • Rewards
Card Network Visa

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