Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card Review

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card is a rewards credit card issued by Andrews Federal Credit Union. If you're wondering whether Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Signup bonus. Offers a signup bonus of 10000 points after spending $1,500 within 3 months that can be redeemed for travel, gifts, or other perks.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 1.5% Balance transfer fee. Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card charges a fee of 1.5% on balance transfers. For example, a balance of $1,000 could cost $15 in transfer fees. The minimum fee is $50.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.

The Good

The Bad

Lower than average purchase APRs. No annual fee. Multiple credit card perks. Offers auto rental collision damage waiver. Travel accident and travel assistance insurance. Trip cancellation insurance. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card is accepted. Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card reports to multiple credit bureaus.

Charges a 1.5% balance transfer fee.

Is there a Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card cash back or rewards program?

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card offers a rewards program to its customers.

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	10000
Signup Bonus Spend Requirement	$1500
Signup Bonus Spend Period (months)	3 months

What are the Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card benefits?

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Trip Cancellation Insurance
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card has lower than average purchase APRs.

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card has a variable purchase APR starting at 9.49% . The card has a variable balance transfer APR starting at 9.49% . It also has a variable cash advance APR starting at 9.49% . Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card?

The following fees apply to Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card:

Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%

Does Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card report your account activity to credit bureaus?

Yes, Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card

• Visit the Andrews Federal Credit Union Titanium Rewards Visa Signature® Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.