Last Updated: 07/28/2025
Best Western Rewards® Premium Mastercard®
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
20.24% - 27.24%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
20.24% - 27.24%(Verified 06/21/2024)
Credit Score Range
600 - 850
Annual Fee
$89
Best Western Rewards® Premium Mastercard® Review
This is a travel card issued by First National Bank of Omaha. If you're wondering whether Best Western Rewards® Premium Mastercard® is the right card for you, read on.
Key Takeaways
- 80,000 points when you spend $3,000 in the first 3 billing cycles after the account is opened. 40,000 points when you spend $5,000 every 12 billing cycles.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 20.24% up to 27.24%.
- A 5% balance transfer fee. Best Western Rewards® Premium Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Best Western Rewards® Premium Mastercard®
| The Good | The Bad |
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Best Western Rewards® Premium Mastercard® FAQ
Does Best Western Rewards® Premium Mastercard® have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Free Credit Score
- Zero fraud liability
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Best Western Rewards® Premium Mastercard®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Best Western Rewards® Premium Mastercard® has a variable purchase APR that ranges from 20.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 20.24% up to 27.24%. It also has a variable cash advance APR of 27.49% .
Does Best Western Rewards® Premium Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Best Western Rewards® Premium Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Best Western Rewards® Premium Mastercard®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $89 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $89.
Does Best Western Rewards® Premium Mastercard® have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Best Western Rewards® Premium Mastercard®?
The customer service number for Best Western Rewards® Premium Mastercard® is (415) 908-2200.
What is the support contact email for Best Western Rewards® Premium Mastercard®?
The support contact email for Best Western Rewards® Premium Mastercard® is firstnational@fnbo.com.
How do people rate the customer service and user experience of Best Western Rewards® Premium Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Best Western Rewards® Premium Mastercard® report your account activity to credit bureaus?
Yes, Best Western Rewards® Premium Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does First National Bank of Omaha perform a hard credit pull?
Yes, Best Western Rewards® Premium Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Best Western Rewards® Premium Mastercard®
- Visit the website of Best Western Rewards® Premium Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
Other Services by First National Bank of Omaha
Business Credit Cards
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Other Credit Cards from First National Bank of Omaha
Rating not yet determined
Purchase APR
16.24% - 27.24%
Disclaimer popup with additional information
Balance Transfer APR
16.24% - 27.24%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
Up to 22.99%
Balance Transfer APR
22.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.24%
Disclaimer popup with additional information
Balance Transfer APR
20.24%
Disclaimer popup with additional information
Credit Score Range
Starting at 620
Annual Fee
$0
Rating not yet determined
Purchase APR
22.49%
Disclaimer popup with additional information
Balance Transfer APR
22.49%
Disclaimer popup with additional information
Credit Score Range
Starting at 620
Annual Fee
$0
Rating not yet determined
Purchase APR
20.24%
Disclaimer popup with additional information
Balance Transfer APR
20.24%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
17.24% - 28.24%
Disclaimer popup with additional information
Balance Transfer APR
17.24% - 28.24%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
17.24% - 28.24%
Disclaimer popup with additional information
Balance Transfer APR
17.24% - 28.24%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
22.24%
Disclaimer popup with additional information
Balance Transfer APR
22.24%
Disclaimer popup with additional information
Credit Score Range
Starting at 620
Annual Fee
$0
Rating not yet determined
Purchase APR
21.99% - 27.99%
Disclaimer popup with additional information
Balance Transfer APR
21.99% - 27.99%
Disclaimer popup with additional information
Credit Score Range
Starting at 700
Annual Fee
$0
Rating not yet determined
Purchase APR
N/A
Balance Transfer APR
16.24% - 27.24%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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