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Last Updated: 07/28/2025

Navigator CU Share Secured MasterCard

in Credit Cards from Navigator Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Navigator CU Share Secured MasterCard logo
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Highlights

Purchase APR (Fixed APR)

Starting at 12.9%(Verified 06/21/2024)

Balance Transfer APR (Fixed APR)

Starting at 12.9%(Verified 06/21/2024)

Credit Score Range

670 - 850

Annual Fee

N/A


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Navigator CU Share Secured MasterCard Review

This is a secured credit rewards card issued by Navigator Credit Union. If you're wondering whether Navigator CU Share Secured MasterCard is the right card for you, read on.

Key Takeaways

  • Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Navigator CU Share Secured MasterCard

Navigator CU Share Secured MasterCard FAQ

Does Navigator CU Share Secured MasterCard have a cash back or rewards program?

Navigator CU Share Secured MasterCard is a rewards card.

Does Navigator CU Share Secured MasterCard have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Navigator CU Share Secured MasterCard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Navigator CU Share Secured MasterCard benefits?

Navigator CU Share Secured MasterCard provides the following benefits:
  • Emergency Support
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Navigator CU Share Secured MasterCard?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Navigator CU Share Secured MasterCard has a fixed purchase APR starting at 12.9%. The card has a fixed balance transfer APR starting at 12.9% .

Does Navigator CU Share Secured MasterCard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Navigator CU Share Secured MasterCard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Navigator CU Share Secured MasterCard?

N/A.

What is the customer service phone number for Navigator CU Share Secured MasterCard?

The customer service number for Navigator CU Share Secured MasterCard is (800) 344-3281.

What is the support contact email for Navigator CU Share Secured MasterCard?

The support contact email for Navigator CU Share Secured MasterCard is service@navigatorcu.org.

What is the login page for Navigator CU Share Secured MasterCard?

You can access the login page of Navigator CU Share Secured MasterCard here.

How do people rate the customer service and user experience of Navigator CU Share Secured MasterCard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Navigator CU Share Secured MasterCard report your account activity to credit bureaus?

Yes, Navigator CU Share Secured MasterCard reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Navigator Credit Union perform a hard credit pull?

Yes, Navigator CU Share Secured MasterCard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Navigator CU Share Secured MasterCard

  • Visit the website of Navigator CU Share Secured MasterCard.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

6012 Highway 63
Moss Point, MS 39563
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

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