SuperMoney

LOVELOFT Mastercard

in Personal Credit Cards

Unaffiliated Visit Site

LOVELOFT Mastercard

Unaffiliated

in Personal Credit Cards

SuperMoney Net Recommendation Score -95% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
1 users are unsure
18 users don't recommend
Cast your vote
Cast your vote

Would you recommend LOVELOFT Mastercard to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

If you love shopping at Ann Taylor or LOFT stores, Comenity Bank's LoveLoft Mastercard was made for you. It is a co-branded Mastercard with special benefits for shopping at Ann Taylor and LOFT. It's also a regular consumer credit card, but really doesn't offer much to attract consumers who are not Ann Taylor fans.

Who Is the LoveLoft Mastercard Card Designed For?

The LoveLoft Mastercard is available to adult consumers with fair or average credit or better. It is not targeted toward students. It is also not suitable for use as a business credit card.

Are There Annual Fees?

There are no annual fees.

Does the LoveLoft Mastercard Offer Rewards?

Comenity Bank's LoveLoft Mastercard offers a points based reward system. Receive 5 LOVELOFT rewards points for every 1 dollar spent at Ann Taylor, LOFT Outlet, Ann Taylor Factory Outlet or LOFT stores or online. Receive 1 LOVELOFT point for all other purchases. You receive a 20 dollar rewards card for every 2,000 points accumulated. The LoveLoft Mastercard also offers a birthday certificate of 15 dollars.

Are There Foreign Transaction Fees?

Foreign transactions carry a 3 percent fee, payable in US Dollars.

Are There Late Payment or other Penalty Fees?

Late payments are charged up to 38 dollars; returned payments are charged up to 25 dollars. Balance transfers, cash advances and convenience checks are charged 10 dollars or 3 percent of the total transaction, whichever is greater.

Summary

If you have fair credit and you're an Ann Taylor fan, this card can be a good option. Otherwise, there are other credit cards out there with better terms, given its high APR and skimpy rewards program. If you have good or excellent credit, there are definitely credit cards with better terms than the LoveLoft Mastercard.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
23
Over-Limit Fee
$0
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$38
Returned Payment Fee
$25
Minimum Interest Charge
$1
Foreign Currency Transaction Fee
3%
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
640 - 850
850 300 640
Minimum Age
18
Co-signing Allowed
Customer Type
Personal
Card Type
  • Rewards
  • Store Card
Card Network
  • Mastercard
Credit Card Benefits
  • Fraud Liability
  • ID Theft Protection
Fraud Liability
Emergency Support
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
All Other Purchases
1 LOFT Love Rewards point for every $1 spent
Every Purchase
5 LOFT Love Rewards points for every $1 spent
Annual Loyalty Bonus
$15
Purchases APR
Starting at
26.24%
Balance Computation
daily balance
Balance Transfer APR
Starting at
26.24%
Transfer Fee
3%
Transfer Fee Minimum
$10
Transfer Fee
3%

Reviews

Would you recommend LOVELOFT Mastercard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Comenity Personal Credit Cards

Product

Reviews

Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

Marathon Visa Credit Card

Marathon Visa Credit Card

 
 
2
2 total votes
Purchases APR 18.24% - 26.24% 0% 29%
Starting Balance Transfer APR 27.24% Starting Balance Transfer APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850
Ann Taylor Mastercard

Ann Taylor Mastercard

 
 
1
1 total votes
Starting Purchases APR 26.24% Starting Purchases APR
Starting Balance Transfer APR 26.24% Starting Balance Transfer APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
Williams Sonoma Visa Credit Card

Williams Sonoma Visa Credit Card

1
 
1
2 total votes
Purchases APR 17.99% - 24.99% 0% 29%
Starting Balance Transfer APR 26.99% Starting Balance Transfer APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850