
All Rewards Mastercard
in Personal Credit Cards from Comenity
Would you recommend All Rewards Mastercard to your friends?
Community Rating | Strongly not recommended |
Purchase APR (Variable APR) | 24.99% |
Balance Transfer APR (Variable APR) | 26.99% |
Credit Score Range | 640 - 850 |
Annual Fee | $0 |
Number of Reviews | 28 |
All Rewards Mastercard Review
This is a store cashback credit card issued by Comenity. If you're wondering whether All Rewards credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 5 points per dollar spent.
- Signup bonus. Offers a signup bonus of $20 if you spend $1.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.99%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. All Rewards Mastercard charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. Comenity is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Fair or better credit required. You will have good approval oods if your credit score is above640.
The Good | The Bad |
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Does All Rewards credit card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 5x |
Annual rewards limit | N/A |
Signup Bonus ($) | $20 |
Signup Bonus Spend Requirement | $1 |
Annual Loyalty Bonus | $15 |
Does All Rewards credit card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $20 after spending $1.
Does All Rewards credit card offer an annual loyalty bonus?
Yes, it offers cardholders an annual bonus worth up to $15.
What are the All Rewards credit card benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for All Rewards credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR of 24.99%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 24.99% .
Does All Rewards credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does All Rewards credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for All Rewards credit card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does All Rewards credit card have a foreign transaction fee?
All Rewards credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for All Rewards credit card?
The All Rewards credit card customer service number is (855) 796-9632.
How do people rate the customer service and user experience of All Rewards credit card?
Overall, All Rewards credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does All Rewards Mastercard report your account activity to credit bureaus?
Yes, All Rewards Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for All Rewards credit card
- Visit the All Rewards credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - (855) 796-9632
- Visit Site
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Feature Breakdown
Every Purchase (Points) | 5 LOFT Love Rewards points for every $1 spent at Loft affiliated stores. 2 LOFT Love Rewards points for every dollar spent on gas and groceries. |
All Rewards Mastercard Community Reviews
Would you recommend All Rewards Mastercard to your friends?
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