LOVELOFT Mastercard
in Personal Credit Cards from Comenity
Cast your vote
Would you recommend LOVELOFT Mastercard to your friends?
| Community Rating | Strongly not recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 27.24% |
| Balance Transfer APR (Variable APR) | Starting at 26.99% |
| Credit Score Range | 640 - 850 |
| Number of Reviews | 25 |
LOVELOFT Mastercard Review
LOVELOFT Mastercard is a store cashback credit card issued by Comenity.
This card is designed for people with fair credit. The minimum credit score to apply is 640. Comenity is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether LOVELOFT Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
|
|
|
Is there a LOVELOFT Mastercard cash back or rewards program?
LOVELOFT Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward. With LOVELOFT Mastercard you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $20 |
| Signup Bonus Spend Requirement | $1 |
| Annual Loyalty Bonus | $15 |
Does LOVELOFT Mastercard have a signup bonus?
Yes, LOVELOFT Mastercard offers card users a signup bonus worth up to $20 after spending $1.
Does LOVELOFT Mastercard offer an annual loyalty bonus?
Yes, LOVELOFT Mastercard offers card users an annual bonus worth up to $15.
What are the LOVELOFT Mastercard benefits?
LOVELOFT Mastercard provides the following benefits:
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for LOVELOFT Mastercard?
LOVELOFT Mastercard has a variable purchase APR starting at 27.24% . The card has a variable balance transfer APR starting at 26.99% .
It also has a variable cash advance APR starting at 27.24% .
Does LOVELOFT Mastercard have an introductory APR offer?
No, LOVELOFT Mastercard does not come with an introductory APR offer for balance transfers. LOVELOFT Mastercard does not offer an introductory rate on new purchases.| Purchase APR | Starting at 27.24% |
| Balance Transfer APR | Starting at 26.99% |
| Cash Advance APR | Starting at 27.24% |
What are the LOVELOFT Mastercard fees?
The following fees apply to LOVELOFT Mastercard:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 5% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $39 |
Does LOVELOFT Mastercard have a foreign transaction fee?
LOVELOFT Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does LOVELOFT Mastercard report your account activity to credit bureaus?
LOVELOFT Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for LOVELOFT Mastercard
- Visit the Comenity website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact
- Headquarters
-
PO Box 182273
Columbus, OH 43218 - (800) 303-1368
- Visit Site
About LOVELOFT Mastercard
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 |
| Annual Fee | $0 |
| Paper Statement Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | Up to $25 |
| Minimum Interest Charge | $1 |
| Late Fee Amount | Up to $39 |
| Balance Transfer Fee % | 5% |
| Balance Transfer Fee Minimum | $10 |
| Cash Advance Fee ($) | Starting at $10 |
| Cash Advance Fee (%) | Starting at 3% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
LOVELOFT Mastercard Community Reviews
Would you recommend LOVELOFT Mastercard to your friends?
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27.24%
Credit Score Range
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27.99%
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28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
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$0
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
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$0
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28.99%
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N/A
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650 - 850
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N/A
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26.99%
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28.99%
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