LOVELOFT Mastercard
in Personal Credit Cards from Comenity
Cast your vote
Would you recommend LOVELOFT Mastercard to your friends?
| Community Rating | Strongly not recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 26.49% |
| Balance Transfer APR (Variable APR) | Starting at 26.49% |
| Credit Score Range | 640 - 850 |
| Number of Reviews | 25 |
Overview
Who is LOVELOFT Mastercard designed for?
LOVELOFT Mastercard is a store credit card issued by Comenity, which is based in Columbus, OH.
What are the relevant APRs for LOVELOFT Mastercard?
LOVELOFT Mastercard has a variable purchase APR starting at 26.49%. The card has a variable balance transfer APR starting at 26.49%.
It also has a variable cash advance APR starting at 26.49%.
Does LOVELOFT Mastercard have an introductory APR offer?
No, LOVELOFT Mastercard does not come with an introductory APR offer for balance transfers. LOVELOFT Mastercard does not offer an introductory rate on new purchases.| Balance Transfer APR | Starting at 26.49% |
| Cash Advance APR | Starting at 26.49% |
What are the LOVELOFT Mastercard fees?
The following fees apply to LOVELOFT Mastercard:
- There is no annual fee.
- A late payment penalty of up to $38.
- A returned payment fee of up to $25.
- There is no overlimit fee
Does LOVELOFT Mastercard have a foreign transaction fee?
LOVELOFT Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $25 |
| Late Payment Fee | $38 |
Is there a LOVELOFT Mastercard cash back or rewards program?
LOVELOFT Mastercard offers a rewards program to its customers. This card features rewards for purchases in the following categories:
- Every Purchase
- Gas
- Groceries
- Retail
Does LOVELOFT Mastercard have a signup bonus?
LOVELOFT Mastercard doesn't offer a cash signup bonus.Does LOVELOFT Mastercard offer an annual loyalty bonus?
Yes, LOVELOFT Mastercard offers card users an annual bonus worth up to $15.
What are the LOVELOFT Mastercard benefits?
LOVELOFT Mastercard provides the following benefits:
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
Does LOVELOFT Mastercard report your account activity to credit bureaus?
LOVELOFT Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for LOVELOFT Mastercard
- Visit the Comenity website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact
- Headquarters
-
PO Box 182025
Columbus, OH 43218 USA - (800) 675-5685
- Visit Site
Other Services by Comenity
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 23 |
| Over-Limit Fee | $0 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | $25 |
| Minimum Interest Charge | $1 |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
Reviews
Would you recommend LOVELOFT Mastercard to your friends?
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Annual Fee
$0
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Purchase APR
26.49%
Starting
Balance Transfer APR
26.49%
Credit Score Range
640 - 850
Annual Fee
$0
Starting
Purchase APR
26.74%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
19.99% - 26.99%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Starting
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
15.99% - 24.99%
(Variable APR)
Balance Transfer APR
27.99%
Credit Score Range
600 - 840
Annual Fee
$0
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 840
Annual Fee
$0
Purchase APR
0% - 29.99%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 840
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
26.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Purchase APR
15.99% - 25.99%
(Variable APR)
Balance Transfer APR
27.99%
Credit Score Range
650 - 840
Annual Fee
$0
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 840
Annual Fee
N/A
Maximum
Purchase APR
26.74%
Starting
Balance Transfer APR
27.74%
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Starting
Purchase APR
26.74%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
15.99% - 26.99%
(Variable APR)
Balance Transfer APR
27.99%
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
19.99% - 26.99%
(Variable APR)
Balance Transfer APR
28.99%
Credit Score Range
650 - 850
Annual Fee
N/A
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Purchase APR
14.98% - 24.98%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
