
ALL Rewards Mastercard®
Would you recommend ALL Rewards Mastercard® to your friends?
Community Rating | Strongly not recommended |
Purchase APR (Variable APR) |
26.49% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
26.99% (Verified 08/04/2023) |
Credit Score Range | 640 - 850 |
Annual Fee | $0 |
Number of Reviews | 35 |
ALL Rewards Mastercard® Review
This is a store rewards card issued by Comenity Bank. If you're wondering whether All Rewards credit card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 5 reward points per dollar spent.
- Signup bonus. Offers a signup bonus of up to $20 within 2 months.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.49%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. ALL Rewards Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. Comenity Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Fair or better credit required. You will have good approval odds if your credit score is above 640.
Pros & Cons of All Rewards credit card
The Good | The Bad |
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All Rewards credit card FAQ
Does All Rewards credit card have a cash back or rewards program?
All Rewards credit card is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | 5x |
Annual rewards limit | N/A |
Signup Bonus ($) | $20 |
Signup Bonus Spend Period (months) | 2 months |
Annual Loyalty Bonus | $15 |
Does All Rewards credit card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $20.
Does All Rewards credit card offer an annual loyalty bonus?
Yes, it offers cardholders an annual bonus worth up to $15.
What are the All Rewards credit card benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for All Rewards credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.ALL Rewards Mastercard® has a variable purchase APR of 26.49%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 26.49% .
Does All Rewards credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does All Rewards credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for All Rewards credit card?
The following fees apply:
Description | |
---|---|
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 3% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
No Annual Fee? | |
No Foreign Transaction Fee? | |
Annual Fee | $0 |
Minimum Interest Charge | $1 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $25 |
Paper Statement Fee | $0 |
Late Fee Amount | Up to $41 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does All Rewards credit card have a foreign transaction fee?
All Rewards credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for All Rewards credit card?
The All Rewards credit card customer service number is (800) 675-5685.
What is the All Rewards credit card login page?
You can access the All Rewards credit card login page here.
How do people rate the customer service and user experience of All Rewards credit card?
Overall, All Rewards credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does ALL Rewards Mastercard® report your account activity to credit bureaus?
Yes, ALL Rewards Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for All Rewards credit card
- Visit the All Rewards credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From All Rewards credit card
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 USA - (800) 675-5685
- Visit Site
Other Services by Comenity Bank
Other Credit Cards by Comenity Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
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- New Hampshire
- New Jersey
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- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 3% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
No Annual Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $1 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $25 |
Paper Statement Fee | $0 |
Late Fee Amount | Up to $41 |
ALL Rewards Mastercard® Community Reviews
Would you recommend ALL Rewards Mastercard® to your friends?
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