Evansville Teachers FCU Platinum Mastercard
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| Purchase APR (Variable APR) |
6.25 - 13.95 (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
6.25 - 13.95 (Verified 08/04/2023) |
| Credit Score Range | 600 - 699 |
| Annual Fee | N/A |
Evansville Teachers FCU Platinum Mastercard Review
This is a rewards card issued by Evansville Teachers Federal Credit Union. If you're wondering whether Evansville Teachers FCU Platinum Mastercard is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- Competitive APRs. Evansville Teachers FCU Platinum Mastercard has a variable purchase APR that ranges from 6.25% up to 13.95%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Evansville Teachers FCU Platinum Mastercard
| The Good | The Bad |
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Evansville Teachers FCU Platinum Mastercard FAQ
Does Evansville Teachers FCU Platinum Mastercard have a cash back or rewards program?
Evansville Teachers FCU Platinum Mastercard is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Evansville Teachers FCU Platinum Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Evansville Teachers FCU Platinum Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Evansville Teachers FCU Platinum Mastercard benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Evansville Teachers FCU Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Evansville Teachers FCU Platinum Mastercard has a variable purchase APR that ranges from 6.25% up to 13.95%. The card has a variable balance transfer APR that ranges from 6.25% up to 13.95%. It also has a variable cash advance APR that ranges from 6.25% up to 13.95%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Evansville Teachers FCU Platinum Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0 |
| Balance Transfer Intro APR Period | 6 months |
| Balance Transfer APR | 6.25 - 13.95 |
Does Evansville Teachers FCU Platinum Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Evansville Teachers FCU Platinum Mastercard?
The following fees apply:
| Description | |
|---|---|
| Cash Advance Fee Minimum | 5.00 |
| Cash Advance Fee (%) | Starting at 3 |
| Minimum Cash Advance Fee ($) | 5.00 - 20.00 |
| Foreign Currency Transaction Fee | 1 |
| No Annual Fee? | |
| Minimum Interest Charge | 1.00 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to 27.00 |
| Late Fee Amount | Up to 27.00 |
Does Evansville Teachers FCU Platinum Mastercard have a foreign transaction fee?
Evansville Teachers FCU Platinum Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Evansville Teachers FCU Platinum Mastercard?
The Evansville Teachers FCU Platinum Mastercard customer service number is (812) 477-9271.
What is the support contact email for Evansville Teachers FCU Platinum Mastercard?
The support contact email for Evansville Teachers FCU Platinum Mastercard is etfcu@etfcu.org.
What is the Evansville Teachers FCU Platinum Mastercard login page?
You can access the Evansville Teachers FCU Platinum Mastercard login page here.
How do people rate the customer service and user experience of Evansville Teachers FCU Platinum Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Evansville Teachers FCU Platinum Mastercard report your account activity to credit bureaus?
Yes, Evansville Teachers FCU Platinum Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Evansville Teachers FCU Platinum Mastercard
- Visit the Evansville Teachers FCU Platinum Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
4401 Theater Drive
Evansville, IN 47715 USA - (812) 477-9271
- Visit Site
- Email Support
About Evansville Teachers FCU Platinum Mastercard
Other Credit Cards by Evansville Teachers Federal Credit Union
Availability
Feature Breakdown
| Cash Advance Fee Minimum | 5.00 |
| Cash Advance Fee (%) | Starting at 3 |
| Minimum Cash Advance Fee ($) | 5.00 - 20.00 |
| Foreign Currency Transaction Fee | 1 |
| No Annual Fee | |
| Minimum Interest Charge | 1.00 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to 27.00 |
| Late Fee Amount | Up to 27.00 |
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