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  Evansville Teachers FCU Platinum Mastercard
Evansville Teachers FCU Platinum Mastercard Unaffiliated

Evansville Teachers FCU Platinum Mastercard

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Highlights
Purchase APR 6.25 - 13.95
Balance Transfer APR 6.25 - 13.95
Credit Score Range 600 - 699
Annual Fee N/A

Evansville Teachers FCU Platinum Mastercard Review

This is a credit card issued by Evansville Teachers Federal Credit Union. If you're wondering whether Evansville Teachers FCU Platinum Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • Competitive APRs. Evansville Teachers FCU Platinum Mastercard has a variable purchase APR that ranges from 6.25% up to 13.95%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Evansville Teachers FCU Platinum Mastercard
The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Considers applicants with fair credit.
  • Evansville Teachers FCU Platinum Mastercard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
Evansville Teachers FCU Platinum Mastercard FAQ

Does Evansville Teachers FCU Platinum Mastercard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Evansville Teachers FCU Platinum Mastercard benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Evansville Teachers FCU Platinum Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Evansville Teachers FCU Platinum Mastercard has a variable purchase APR that ranges from 6.25% up to 13.95%. The card has a variable balance transfer APR that ranges from 6.25% up to 13.95%. It also has a variable cash advance APR that ranges from 6.25% up to 13.95%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Evansville Teachers FCU Platinum Mastercard have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

Evansville Teachers FCU Platinum Mastercard Balance Transfers
Description
Balance Transfer Introductory APR 0
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 6.25 - 13.95

Does Evansville Teachers FCU Platinum Mastercard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Evansville Teachers FCU Platinum Mastercard?

The following fees apply:

Evansville Teachers FCU Platinum Mastercard Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $27.00
Late Payment Fee up to $27.00

Does Evansville Teachers FCU Platinum Mastercard have a foreign transaction fee?

Evansville Teachers FCU Platinum Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Evansville Teachers FCU Platinum Mastercard?

The support contact email for Evansville Teachers FCU Platinum Mastercard is etfcu@etfcu.org.

What is the Evansville Teachers FCU Platinum Mastercard login page?

You can access the Evansville Teachers FCU Platinum Mastercard login page here.

How do people rate the customer service and user experience of Evansville Teachers FCU Platinum Mastercard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Evansville Teachers FCU Platinum Mastercard report your account activity to credit bureaus?

Yes, Evansville Teachers FCU Platinum Mastercard reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Evansville Teachers FCU Platinum Mastercard

  • Visit the Evansville Teachers FCU Platinum Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Evansville Teachers FCU Platinum Mastercard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

About Evansville Teachers FCU Platinum Mastercard

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View all credit cards offered by Evansville Teachers Federal Credit Union

Availability

  Available in 1 state
Indiana
Availabile in all of Indiana

Feature Breakdown

No Annual Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum 5.00
Cash Advance Fee (%) Starting at 3
Minimum Cash Advance Fee ($) 5.00 - 20.00
Foreign Currency Transaction Fee 1
Minimum Interest Charge 1.00
Returned Payment Fee Up to 27.00
Late Fee Amount Up to 27.00
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
Rewards Categories
  • Education
  • Insurance
  • Every Purchase
  • Select Merchants
Cash Advance APR 6.25 - 13.95
Balance Computation We use a method called "average daily balance (including new purchases)" for cash advances and use a method called "average daily balance (excluding new purchases)" for purchases and balance transfers.
Penalty APR 18
Purchase APR 6.25 - 13.95
Balance Transfer Introductory APR 0
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 6.25 - 13.95
Card Type
  • Rewards
Card Network Mastercard

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Evansville Teachers Federal Credit Union Credit Cards

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