Last Updated: 07/28/2025
Evansville Teachers FCU Platinum Mastercard
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
6.25% - 13.95%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
6.25% - 13.95%(Verified 06/21/2024)
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Credit Score Range
600 - 699
Annual Fee
N/A
Evansville Teachers FCU Platinum Mastercard Review
This is a rewards card issued by Evansville Teachers Federal Credit Union. If you're wondering whether Evansville Teachers FCU Platinum Mastercard is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- APRs: Evansville Teachers FCU Platinum Mastercard has a variable regular purchase APR that ranges from 6.25% up to 13.95%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Evansville Teachers FCU Platinum Mastercard
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Evansville Teachers FCU Platinum Mastercard FAQ
Does Evansville Teachers FCU Platinum Mastercard have a cash back or rewards program?
Evansville Teachers FCU Platinum Mastercard is a rewards card.
| Description |
Does Evansville Teachers FCU Platinum Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Evansville Teachers FCU Platinum Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Evansville Teachers FCU Platinum Mastercard benefits?
Evansville Teachers FCU Platinum Mastercard provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Evansville Teachers FCU Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Evansville Teachers FCU Platinum Mastercard has a variable purchase APR that ranges from 6.25% up to 13.95%. The card has a variable balance transfer APR that ranges from 6.25% up to 13.95%. It also has a variable cash advance APR that ranges from 6.25% up to 13.95%.
Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Evansville Teachers FCU Platinum Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 6.25% - 13.95% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Evansville Teachers FCU Platinum Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Evansville Teachers FCU Platinum Mastercard?
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| Returned Payment Fee | Up to $27.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $27.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5.00 - $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does Evansville Teachers FCU Platinum Mastercard have a foreign transaction fee?
Evansville Teachers FCU Platinum Mastercard charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Evansville Teachers FCU Platinum Mastercard?
The customer service number for Evansville Teachers FCU Platinum Mastercard is (812) 477-9271.
What is the support contact email for Evansville Teachers FCU Platinum Mastercard?
The support contact email for Evansville Teachers FCU Platinum Mastercard is etfcu@etfcu.org.
How do people rate the customer service and user experience of Evansville Teachers FCU Platinum Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Evansville Teachers FCU Platinum Mastercard report your account activity to credit bureaus?
Yes, Evansville Teachers FCU Platinum Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Evansville Teachers Federal Credit Union perform a hard credit pull?
Yes, Evansville Teachers FCU Platinum Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Evansville Teachers FCU Platinum Mastercard
- Visit the website of Evansville Teachers FCU Platinum Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Evansville Teachers FCU Platinum Mastercard's published terms & conditions
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