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  Evansville Teachers FCU Reward Mastercard
Evansville Teachers FCU Reward Mastercard Unaffiliated

Evansville Teachers FCU Reward Mastercard

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Highlights
Purchase APR  (Variable APR) 8.25 - 15.95
Balance Transfer APR  (Variable APR) 8.25 - 15.95
Credit Score Range 600 - 699
Annual Fee N/A

Evansville Teachers FCU Reward Mastercard Review

This is a rewards credit card issued by Evansville Teachers Federal Credit Union. If you're wondering whether Evansville Teachers FCU Reward Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Evansville Teachers FCU Reward Mastercard has a variable purchase APR that ranges from 8.25% up to 15.95%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Evansville Teachers FCU Reward Mastercard
The Good The Bad
  • Potentially lower than average purchase APRs.
  • Multiple credit card perks.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Evansville Teachers FCU Reward Mastercard is accepted.
  • Evansville Teachers FCU Reward Mastercard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
Evansville Teachers FCU Reward Mastercard FAQ

Does Evansville Teachers FCU Reward Mastercard have a cash back or rewards program?

Evansville Teachers FCU Reward Mastercard is a rewards card.

Evansville Teachers FCU Reward Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Evansville Teachers FCU Reward Mastercard have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Evansville Teachers FCU Reward Mastercard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Evansville Teachers FCU Reward Mastercard benefits?

It provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Reports to major credit bureaus

What are the relevant APRs for Evansville Teachers FCU Reward Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Evansville Teachers FCU Reward Mastercard has a variable purchase APR that ranges from 8.25% up to 15.95%. The card has a variable balance transfer APR that ranges from 8.25% up to 15.95%. It also has a variable cash advance APR that ranges from 8.25% up to 15.95%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Evansville Teachers FCU Reward Mastercard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Evansville Teachers FCU Reward Mastercard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Evansville Teachers FCU Reward Mastercard?

The following fees apply:

Evansville Teachers FCU Reward Mastercard Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $27.00
Late Payment Fee up to $27.00

Does Evansville Teachers FCU Reward Mastercard have a foreign transaction fee?

Evansville Teachers FCU Reward Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Evansville Teachers FCU Reward Mastercard?

The support contact email for Evansville Teachers FCU Reward Mastercard is etfcu@etfcu.org.

How do people rate the customer service and user experience of Evansville Teachers FCU Reward Mastercard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Evansville Teachers FCU Reward Mastercard report your account activity to credit bureaus?

Yes, Evansville Teachers FCU Reward Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Evansville Teachers FCU Reward Mastercard

  • Visit the Evansville Teachers FCU Reward Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Evansville Teachers FCU Reward Mastercard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

About Evansville Teachers FCU Reward Mastercard

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View all personal credit cards offered by Evansville Teachers Federal Credit Union

Availability

  Available in 1 state
Indiana
Availabile in all of Indiana

Feature Breakdown

No Annual Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Starting at 3
Minimum Cash Advance Fee ($) 5 - 20
Foreign Currency Transaction Fee 1
Minimum Interest Charge 1.00
Returned Payment Fee Up to 27.00
Late Fee Amount Up to 27.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
Rewards Categories
  • Travel
  • Home Improvement Purchases
  • Restaurants
  • Every Purchase
Cash Advance APR (Variable APR) 8.25 - 15.95
Balance Computation : We use a method called "average daily balance (including new purchases)" for cash advances and use a method called "average daily balance (excluding new purchases)" for purchases and balance transfers.
Penalty APR (Variable APR) 18
Purchase APR (Variable APR) 8.25 - 15.95
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 8.25 - 15.95
Card Type
  • Rewards
Card Network Mastercard

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Evansville Teachers Federal Credit Union Personal Credit Cards

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