
Evansville Teachers Federal Credit Union Platinum Reward Mastercard
in Personal Credit Cards from Evansville Teachers Federal Credit Union
UnaffiliatedEvansville Teachers Federal Credit Union Platinum Reward Mastercard
in Personal Credit Cards from Evansville Teachers Federal Credit Union
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Purchase APR (Variable APR) | 8.25 - 15.95 |
Balance Transfer APR (Variable APR) | 8.25 - 15.95 |
Credit Score Range | 600 - 699 |
Annual Fee | N/A |
Evansville Teachers Federal Credit Union Platinum Reward Mastercard Review
Evansville Teachers Federal Credit Union Platinum Reward Mastercard is a rewards credit card issued by Evansville Teachers Federal Credit Union. If you're wondering whether Evansville Teachers Federal Credit Union Platinum Reward Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Evansville Teachers Federal Credit Union Platinum Reward Mastercard has a variable purchase APR that ranges from 8.25% up to 15.95%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
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Is there a Evansville Teachers Federal Credit Union Platinum Reward Mastercard cash back or rewards program?
Evansville Teachers Federal Credit Union Platinum Reward Mastercard offers a rewards program to its customers.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Evansville Teachers Federal Credit Union Platinum Reward Mastercard have a signup bonus?
Evansville Teachers Federal Credit Union Platinum Reward Mastercard doesn't offer a cash signup bonus.Does Evansville Teachers Federal Credit Union Platinum Reward Mastercard offer an annual loyalty bonus?
Evansville Teachers Federal Credit Union Platinum Reward Mastercard doesn't offer a cash loyalty bonus.What are the Evansville Teachers Federal Credit Union Platinum Reward Mastercard benefits?
Evansville Teachers Federal Credit Union Platinum Reward Mastercard provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Evansville Teachers Federal Credit Union Platinum Reward Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Evansville Teachers Federal Credit Union Platinum Reward Mastercard has lower than average purchase APRs.Evansville Teachers Federal Credit Union Platinum Reward Mastercard has a variable purchase APR that ranges from 8.25% up to 15.95%. The card has a variable balance transfer APR that ranges from 8.25% up to 15.95%. It also has a variable cash advance APR that ranges from 8.25% up to 15.95%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Evansville Teachers Federal Credit Union Platinum Reward Mastercard have an introductory APR offer on balance transfers?
No, Evansville Teachers Federal Credit Union Platinum Reward Mastercard does not come with an introductory APR offer for balance transfers.Does Evansville Teachers Federal Credit Union Platinum Reward Mastercard have an introductory APR offer on new purchases?
Evansville Teachers Federal Credit Union Platinum Reward Mastercard does not offer an introductory rate on new purchases.What are the fees for Evansville Teachers Federal Credit Union Platinum Reward Mastercard?
The following fees apply to Evansville Teachers Federal Credit Union Platinum Reward Mastercard:
Fees | Amount |
---|---|
Annual Fee | |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $27.00 |
Late Payment Fee | up to $27.00 |
Does Evansville Teachers Federal Credit Union Platinum Reward Mastercard have a foreign transaction fee?
Evansville Teachers Federal Credit Union Platinum Reward Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Evansville Teachers Federal Credit Union Platinum Reward Mastercard report your account activity to credit bureaus?
Yes, Evansville Teachers Federal Credit Union Platinum Reward Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Evansville Teachers Federal Credit Union Platinum Reward Mastercard
- Visit the Evansville Teachers Federal Credit Union Platinum Reward Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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4401 Theater Drive
Evansville, IN 47715 - (812) 477-9271
- Visit Site
About Evansville Teachers Federal Credit Union Platinum Reward Mastercard

Availability
Feature Breakdown
No Annual Fee | |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee (%) | Starting at 3 |
Minimum Cash Advance Fee ($) | 5 - 20 |
Foreign Currency Transaction Fee | 1 |
Minimum Interest Charge | 1.00 |
Returned Payment Fee | Up to 27.00 |
Late Fee Amount | Up to 27.00 |
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