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Last Updated: 07/28/2025

Los Angeles FCU Platinum Credit Card

in Credit Cards from Los Angeles Federal Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Los Angeles FCU Platinum Credit Card logo
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Highlights

Purchase APR (Variable APR)

Starting at 11.99%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

Starting at 11.99%(Verified 06/21/2024)

Credit Score Range

N/A


Annual Fee

N/A


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Los Angeles FCU Platinum Credit Card Review

This is a card issued by Los Angeles Federal Credit Union. If you're wondering whether Los Angeles FCU Platinum Credit Card is the right card for you, read on.

Key Takeaways

  • Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.

Pros & Cons of Los Angeles FCU Platinum Credit Card

Los Angeles FCU Platinum Credit Card FAQ

Does Los Angeles FCU Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Los Angeles FCU Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Los Angeles FCU Platinum Credit Card has a variable purchase APR starting at 11.99%. The card has a variable balance transfer APR starting at 11.99% . It also has a variable cash advance APR starting at 11.99% .

Does Los Angeles FCU Platinum Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Los Angeles FCU Platinum Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Los Angeles FCU Platinum Credit Card?

N/A.

What is the support contact email for Los Angeles FCU Platinum Credit Card?

The support contact email for Los Angeles FCU Platinum Credit Card is infor@lafcu.org.

How do people rate the customer service and user experience of Los Angeles FCU Platinum Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Los Angeles FCU Platinum Credit Card report your account activity to credit bureaus?

Yes, Los Angeles FCU Platinum Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Los Angeles Federal Credit Union perform a hard credit pull?

Yes, Los Angeles FCU Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Los Angeles FCU Platinum Credit Card

  • Visit the website of Los Angeles FCU Platinum Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

undefined Glendale Blvd
Los Angeles, CA 91205
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

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Los Angeles FCU Share-Secured Platinum Credit Card logo
Rating not yet determined
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Purchase APR

Starting at 10.00%
Disclaimer popup with additional information

Balance Transfer APR

Starting at 10.00%
Disclaimer popup with additional information

Credit Score Range

570 - 850

300

850

Annual Fee

N/A

Visit Site

Los Angeles FCU Signature Rewards Platinum logo

Purchase APR

Starting at 13.99%
Disclaimer popup with additional information

Balance Transfer APR

Starting at 13.99%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

$0

Los Angeles FCU Student Platinum Credit Card logo

Purchase APR

Starting at 12.65%
Disclaimer popup with additional information

Balance Transfer APR

Starting at 12.65%
Disclaimer popup with additional information

Credit Score Range

N/A

Annual Fee

$0

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Los Angeles FCU Platinum Credit Card Community Reviews

Would you recommend Los Angeles FCU Platinum Credit Card to your friends?

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