Last Updated: 07/28/2025
Los Angeles FCU Student Platinum Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 12.65%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
Starting at 12.65%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Los Angeles FCU Student Platinum Credit Card Review
This is a card issued by Los Angeles Federal Credit Union. If you're wondering whether Los Angeles FCU Student Platinum Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
Pros & Cons of Los Angeles FCU Student Platinum Credit Card
| The Good | The Bad |
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Los Angeles FCU Student Platinum Credit Card FAQ
Does Los Angeles FCU Student Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Los Angeles FCU Student Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Los Angeles FCU Student Platinum Credit Card has a fixed purchase APR starting at 12.65%. The card has a fixed balance transfer APR starting at 12.65% . It also has a fixed cash advance APR starting at 12.65% .
Does Los Angeles FCU Student Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Los Angeles FCU Student Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Los Angeles FCU Student Platinum Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the support contact email for Los Angeles FCU Student Platinum Credit Card?
The support contact email for Los Angeles FCU Student Platinum Credit Card is infor@lafcu.org.
How do people rate the customer service and user experience of Los Angeles FCU Student Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Los Angeles FCU Student Platinum Credit Card report your account activity to credit bureaus?
Yes, Los Angeles FCU Student Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Los Angeles Federal Credit Union perform a hard credit pull?
Yes, Los Angeles FCU Student Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Los Angeles FCU Student Platinum Credit Card
- Visit the website of Los Angeles FCU Student Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturday9:00AM - 1:00PM
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Rating not yet determined
Purchase APR
Starting at 11.99%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 11.99%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
N/A
Rating not yet determined
Purchase APR
Starting at 10.00%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 10.00%
Disclaimer popup with additional information
Credit Score Range
570 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
Starting at 13.99%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 13.99%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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