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  FedEx Employees Credit Association Visa Premier

FedEx Employees Credit Association Visa Premier

in Personal Credit Cards from FedEx Employees Credit Association

Unaffiliated

FedEx Employees Credit Association Visa Premier

Unaffiliated

in Personal Credit Cards from FedEx Employees Credit Association

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Highlights
Purchase APR  (Fixed APR) 9.00 - 11.00
Balance Transfer APR  (Fixed APR) 9.00 - 11.00
Credit Score Range 700 - 850
Annual Fee N/A

FedEx Employees Credit Association Visa Premier Review

FedEx Employees Credit Association Visa Premier is a cashback credit card issued by FedEx Employees Credit Association. If you're wondering whether FedEx Employees Credit Association Visa Premier is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. FedEx Employees Credit Association Visa Premier has a fixed purchase APR that ranges from 9.00% up to 11.00%.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
FedEx Employees Credit Association Visa Premier Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.90%.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • FedEx Employees Credit Association Visa Premier reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
FedEx Employees Credit Association Visa Premier FAQ

Is there a FedEx Employees Credit Association Visa Premier cash back or rewards program?

No, FedEx Employees Credit Association Visa Premier does not offer a rewards program. FedEx Employees Credit Association Visa Premier is a cashback card. This means you earn a percentage of your purchase as a cash reward.

What are the FedEx Employees Credit Association Visa Premier benefits?

FedEx Employees Credit Association Visa Premier provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for FedEx Employees Credit Association Visa Premier?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. FedEx Employees Credit Association Visa Premier has lower than average purchase APRs.

FedEx Employees Credit Association Visa Premier has a fixed purchase APR that ranges from 9.00% up to 11.00%. The card has a fixed balance transfer APR that ranges from 9.00% up to 11.00%. It also has a fixed cash advance APR that ranges from 9.00% up to 11.00%.

Does FedEx Employees Credit Association Visa Premier have an introductory APR offer on balance transfers?

Yes, FedEx Employees Credit Association Visa Premier offers an introductory APR rate on balance transfers of 2.90% for a period of up to 12 months.

FedEx Employees Credit Association Visa Premier Balance Transfers
Description
Balance Transfer Introductory APR 2.90
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 9.00 - 11.00
Balance Transfer Fee % 0

Does FedEx Employees Credit Association Visa Premier have an introductory APR offer on new purchases?

FedEx Employees Credit Association Visa Premier does not offer an introductory rate on new purchases.

What are the fees for FedEx Employees Credit Association Visa Premier?

The following fees apply to FedEx Employees Credit Association Visa Premier:

FedEx Employees Credit Association Visa Premier Fees
Fees Amount
Annual Fee
Returned Payment Fee up to $28
Late Payment Fee up to $25

Does FedEx Employees Credit Association Visa Premier report your account activity to credit bureaus?

Yes, FedEx Employees Credit Association Visa Premier reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for FedEx Employees Credit Association Visa Premier

  • Visit the FedEx Employees Credit Association Visa Premier website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View FedEx Employees Credit Association Visa Premier's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:30pm
  • Tuesday 8:00am - 4:30pm
  • Wednesday 8:00am - 4:30pm
  • Thursday 8:00am - 4:30pm
  • Friday 8:00am - 4:30pm
  • Saturday Closed

About FedEx Employees Credit Association Visa Premier

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Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Eligible In-Store Purchases Starting at 1
Target Purchases Starting at 1
Every Purchase (Points) 1% Cash Back Rewards on all purchases
Cash Advance Fee Minimum 0
No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge 0.5
Returned Payment Fee Up to 28
Late Fee Amount Up to 25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
Rewards Rates
  • Every Purchase
Cash Advance APR (Fixed APR) 9.00 - 11.00
Balance Computation We use a method called "average daily balance (including new purchases)."
Credit Limit Up to 100
Purchase APR (Fixed APR) 9.00 - 11.00
Balance Transfer Introductory APR (Fixed APR) 2.90
Balance Transfer Intro APR Period (Fixed APR) 12 months
Balance Transfer APR (Fixed APR) 9.00 - 11.00
Balance Transfer Fee % 0
Card Type
  • Balance Transfer
  • Cashback
Card Network Visa

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