Blue Delta SkyMiles Review

Blue Delta SkyMiles is a rewards credit card issued by American Express® National Bank. 

Very good credit. This card is for people with very good credit. You need a credit score of at least 750 to apply.

If you're wondering whether Blue Delta SkyMiles is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Blue Delta SkyMiles

Pros	Cons
Receive a 20% savings in the form of a statement credit when charging eligible Delta in-flight purchases No annual fee Hotel price matching. This means that after booking on the American Express travel site, if you find a lower price somewhere else for identical booking, you will be reimbursed for the difference.	This card imposes a foreign transaction fee. There are many travel rewards cards that do not. Low on airline perks like free checked bags and companion tickets.

Is there a Blue Delta SkyMiles cash back or rewards program?

Blue Delta SkyMiles offers a rewards program to its customers.

This card features rewards for purchases in the following categories:

• Airfare
• Every Purchase
• Restaurants

Blue Delta SkyMiles Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	10000
Signup Bonus Spend Requirement	$500

What are the Blue Delta SkyMiles benefits?

Blue Delta SkyMiles provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Blue Delta SkyMiles?

Blue Delta SkyMiles has a variable purchase APR that ranges from 17.99% up to 26.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 26.99%.

It also has a variable cash advance APR starting at 27.49% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Blue Delta SkyMiles fees?

No Annual Fee. Blue Delta SkyMiles does not charge an annual fee.

2.7% Foreign transaction fees. Blue Delta SkyMiles charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Blue Delta SkyMiles:

Blue Delta SkyMiles Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	2.7%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	up to $38
Late Payment Fee	up to $38

Does Blue Delta SkyMiles report your account activity to credit bureaus?

Blue Delta SkyMiles reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Blue Delta SkyMiles

• Visit the American Express® National Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.