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  Fifth Third Bank Trio Preferred Credit Card

Fifth Third Bank Trio Preferred Credit Card

in Personal Credit Cards from Fifth Third Bank

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Fifth Third Bank Trio Preferred Credit Card

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in Personal Credit Cards from Fifth Third Bank

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Highlights
Purchase APR  (Variable APR) 15.49% - 24.49%
Balance Transfer APR  (Variable APR) 15.49% - 24.49%
Credit Score Range 700 - 850
Annual Fee $0

Fifth Third Bank Trio Preferred Credit Card Review

Fifth Third Bank Trio Preferred Credit Card is a cashback credit card issued by Fifth Third Bank. If you're wondering whether Fifth Third Bank Trio Preferred Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a cashback rewards rate of up to 3%.
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Signup bonus. Offers a signup bonus of $350 if you spend $3000 within 3 months.
  • Competitive APRs. Fifth Third Bank Trio Preferred Credit Card has a variable purchase APR that ranges from 15.49% up to 24.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 4% Balance transfer fee. Fifth Third Bank Trio Preferred Credit Card charges a fee of up to 4% on balance transfers. For example, a balance of $1,000 could cost up to $40 in transfer fees. The minimum fee is $5.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
Fifth Third Bank Trio Preferred Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No annual fee.
  • Multiple credit card perks.
  • Access to a concierge.
  • No foreign transaction fee.
  • Fifth Third Bank Trio Preferred Credit Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 4% balance transfer fee.
Fifth Third Bank Trio Preferred Credit Card FAQ

Is there a Fifth Third Bank Trio Preferred Credit Card cash back or rewards program?

No, Fifth Third Bank Trio Preferred Credit Card does not offer a rewards program. Fifth Third Bank Trio Preferred Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Fifth Third Bank Trio Preferred Credit Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.

What are the Fifth Third Bank Trio Preferred Credit Card benefits?

Fifth Third Bank Trio Preferred Credit Card provides the following benefits:

  • Cellular Telephone Protection
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Fifth Third Bank Trio Preferred Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fifth Third Bank Trio Preferred Credit Card has lower than average purchase APRs.

Fifth Third Bank Trio Preferred Credit Card has a variable purchase APR that ranges from 15.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 24.49%. It also has a variable cash advance APR of 26.49% .

Does Fifth Third Bank Trio Preferred Credit Card have an introductory APR offer on balance transfers?

Yes, Fifth Third Bank Trio Preferred Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

Fifth Third Bank Trio Preferred Credit Card Balance Transfers
Description
Balance Transfer APR 15.49% - 24.49%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 12
Balance Transfer Fee % 4%
Balance Transfer Fee % After Intro Period N/A
Balance Transfer Fee Intro Period (days) N/A
Balance Transfer Fee Minimum $5

Does Fifth Third Bank Trio Preferred Credit Card have an introductory APR offer on new purchases?

Fifth Third Bank Trio Preferred Credit Card does not offer an introductory rate on new purchases.
Fifth Third Bank Trio Preferred Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Fifth Third Bank Trio Preferred Credit Card?

The following fees apply to Fifth Third Bank Trio Preferred Credit Card:

Fifth Third Bank Trio Preferred Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Late Payment Fee up to $40

Does Fifth Third Bank Trio Preferred Credit Card have a foreign transaction fee?

Fifth Third Bank Trio Preferred Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Fifth Third Bank Trio Preferred Credit Card report your account activity to credit bureaus?

Yes, Fifth Third Bank Trio Preferred Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fifth Third Bank Trio Preferred Credit Card

  • Visit the Fifth Third Bank Trio Preferred Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $1.50
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Concierge
  • Fraud Liability
  • Identity Theft Protection
Bonus Rewards Open a new account and get a $350 cash back bonus by spending $3,000 within 90 days of opening your account.
Rewards Rates
  • Drug Store Purchases
  • Gas
  • Groceries
  • Restaurants
Signup Bonus Starting at $350
Rewards Type Cash Back
Cash Advance APR (Variable APR) 26.49%
Balance Computation Average daily balance (including new purchases).
Purchase APR (Variable APR) 15.49% - 24.49%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 15.49% - 24.49%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 4%
Card Type Cashback
Card Network Mastercard

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