Last Updated: 07/28/2025
Fifth Third Preferred Cash/Back Card
Unaffiliated
in Credit Cards from Fifth Third Bank
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
17.74% - 27.74%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
17.74% - 27.74%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
Fifth Third Preferred Cash/Back Card Review
This is a cashback credit card issued by Fifth Third Bank. If you're wondering whether Fifth Third Preferred Cash/Back Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3x.
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- Signup bonus. Offers a signup bonus of up to $350.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.74% up to 27.74%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 4% balance transfer fee. Fifth Third Preferred Cash/Back Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, identity theft protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Fifth Third Preferred Cash/Back Card
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Fifth Third Preferred Cash/Back Card FAQ
Does Fifth Third Preferred Cash/Back Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Fifth Third Preferred Cash/Back Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Fifth Third Preferred Cash/Back Card has a variable purchase APR that ranges from 17.74% up to 27.74%. The card has a variable balance transfer APR that ranges from 17.74% up to 27.74%. It also has a variable cash advance APR of 27.24% .
Does Fifth Third Preferred Cash/Back Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 17.74% - 27.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Fifth Third Preferred Cash/Back Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Fifth Third Preferred Cash/Back Card?
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| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Fifth Third Preferred Cash/Back Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Fifth Third Preferred Cash/Back Card?
The customer service number for Fifth Third Preferred Cash/Back Card is (866) 671-5353.
What is the support contact email for Fifth Third Preferred Cash/Back Card?
The support contact email for Fifth Third Preferred Cash/Back Card is info@53.com.
What is the login page for Fifth Third Preferred Cash/Back Card?
You can access the login page of Fifth Third Preferred Cash/Back Card here.
How do people rate the customer service and user experience of Fifth Third Preferred Cash/Back Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Fifth Third Preferred Cash/Back Card report your account activity to credit bureaus?
Yes, Fifth Third Preferred Cash/Back Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Fifth Third Bank perform a hard credit pull?
Yes, Fifth Third Preferred Cash/Back Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Fifth Third Preferred Cash/Back Card
- Visit the website of Fifth Third Preferred Cash/Back Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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