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  Infiniti Visa Card

Infiniti Visa Card

in Personal Credit Cards from Synchrony Bank

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Infiniti Visa Card

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in Personal Credit Cards from Synchrony Bank

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Highlights
Highlights
Purchase APR  (Variable APR) 25.49%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee N/A

Infiniti Visa Card Review

Infiniti Visa Card is a store cashback credit card issued by Synchrony Bank. If you're wondering whether Infiniti Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.49%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Gas rewards.
Infiniti Visa Card Pros & Cons
The Good The Bad
  • Earn points at Infinit or Nissan retailers, gas, dining and everywhere else that accepts Visa credit cards.
  • Use points toward cash back in the form of statement credits (up to $300 per year).
  • Use points toward the lease or purchase of a new or pre-owned vehicle at any participating INFINITI or NISSAN retailers.
  • Earn points to use for new tires, regular maintenance, services and accessories.
  • 0% APR on new purchases during the first 6 months.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Infiniti Visa Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Contains foreign transaction fees.
  • High interest rate.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not include many credit card rewards.
Infiniti Visa Card FAQ

Is there a Infiniti Visa Card cash back or rewards program?

Infiniti Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Infiniti Visa Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit 300
Signup Bonus ($) N/A

Does Infiniti Visa Card have a signup bonus?

Infiniti Visa Card doesn't offer a cash signup bonus.

Does Infiniti Visa Card offer an annual loyalty bonus?

Infiniti Visa Card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Infiniti Visa Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Infiniti Visa Card has higher than average purchase APRs.

Infiniti Visa Card has a variable purchase APR of 25.49%. It also has a variable cash advance APR of 27.49% .

Does Infiniti Visa Card have an introductory APR offer on balance transfers?

No, Infiniti Visa Card does not come with an introductory APR offer for balance transfers.

Does Infiniti Visa Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

Infiniti Visa Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 6

What are the fees for Infiniti Visa Card?

The following fees apply to Infiniti Visa Card:

Infiniti Visa Card Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 3%
Late Payment Fee up to $38

Does Infiniti Visa Card have a foreign transaction fee?

Infiniti Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Infiniti Visa Card report your account activity to credit bureaus?

Infiniti Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Infiniti Visa Card

  • Visit the Infiniti Visa Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Gas (Points) 5
Eligible In-Store Purchases (Points) 5
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 4%
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Annual Maximum 300
Rewards Categories
  • Every Purchase
  • Gas
  • Restaurants
  • Retail
Cash Advance APR (Variable APR) 27.49%
Purchase APR (Variable APR) 25.49%

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