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  Jewelers Reserve Credit Card
Jewelers Reserve Credit Card Unaffiliated

Jewelers Reserve Credit Card

Unaffiliated
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 11.99% - 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee $0

Jewelers Reserve Credit Card Review

This is a store credit card issued by Citibank. If you're wondering whether Jewelers Reserve card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Jewelers Reserve Credit Card has a variable purchase APR that ranges from 11.99% up to 29.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Jewelers Reserve card
The Good The Bad
  • Special financing options available.
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Jewelers Reserve Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Jewelers Reserve card FAQ

Does Jewelers Reserve card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Jewelers Reserve card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Jewelers Reserve Credit Card has a variable purchase APR that ranges from 11.99% up to 29.99%.

Does Jewelers Reserve card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Jewelers Reserve card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Jewelers Reserve card?

The following fees apply:

Jewelers Reserve card Fees
Fees Amount
Annual Fee $0
Late Payment Fee $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the support contact email for Jewelers Reserve card?

The support contact email for Jewelers Reserve card is customer.help@citi.com.

What is the Jewelers Reserve card login page?

You can access the Jewelers Reserve card login page here.

How do people rate the customer service and user experience of Jewelers Reserve card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Jewelers Reserve Credit Card report your account activity to credit bureaus?

Yes, Jewelers Reserve Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Jewelers Reserve card

  • Visit the Jewelers Reserve card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $2
Late Fee Amount $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Deferred Payments First 3 payments
Purchase APR (Variable APR) 11.99% - 29.99%
Card Type
  • Store Card
Card Network Other

Jewelers Reserve Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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