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  Jewelers Reserve Credit Card

Jewelers Reserve Credit Card

in Personal Credit Cards from Citibank

Unaffiliated

Jewelers Reserve Credit Card

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) Up to 30.49%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850

Jewelers Reserve Credit Card Review

Jewelers Reserve Credit Card is a store credit card issued by Citibank. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Jewelers Reserve Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Jewelers Reserve Credit Card
Pros Cons
  • Deferred Interest Plans (in-store only) No interest if paid in full within 6 months on purchases of $150 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months. No interest if paid in full within 12 months on purchases of $300 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.
  • Major purchase plans (in store only): 11.99% APR - 18 payments on purchases of $999 or more when you use the Jewelers Reserve card.
  • Major purchase plans (in store only): 11.99% APR - 24 payments on purchases of $1,499 or more when you use the Jewelers Reserve card.
  • Major purchase plans (in store only): 11.99% APR - 36 payments on purchases of $1,999 or more when you use the Jewelers Reserve card.
  • High purchase apr at 30.49%
  • Is there a Jewelers Reserve Credit Card cash back or rewards program?

    No, Jewelers Reserve Credit Card does not offer a rewards program.

    Jewelers Reserve Credit Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    What are the relevant APRs for Jewelers Reserve Credit Card?

    Jewelers Reserve Credit Card has a variable purchase APR of up to 30.49%.

    Does Jewelers Reserve Credit Card have an introductory APR offer?

    Jewelers Reserve Credit Card does not offer an introductory rate on new purchases.
    Jewelers Reserve Credit Card Rates & Terms

    What are the Jewelers Reserve Credit Card fees?

    The following fees apply to Jewelers Reserve Credit Card:

    Jewelers Reserve Credit Card Fees
    Fees Amount
    Annual Fee $0
    Late Payment Fee $39

    Does Jewelers Reserve Credit Card report your account activity to credit bureaus?

    Jewelers Reserve Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Jewelers Reserve Credit Card

    • Visit the Citibank website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 25
    Annual Fee $0
    No Annual Fee  
    Minimum Interest Charge $2
    Late Fee Amount $39
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Bonus Rewards - Online Account Management: A simplified way to manage your account online and add authorized users at no additional cost. - No annual fee. - Safe and secure: $0 liability on unauthorized purchases (card can be used for in-store purchases only). Deferred Interest Plans (In-Store Only): No interest if paid in full with 6 months: on purchases of $150 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months. No interest if paid in full within 12 months: on purchases of $300 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Major Purchase plans (In-Store Only): 11.99% APR - 18 payments on purchases of $999 or more when you use the Jewelers Reserve Card. 11.99% APR - 24 payments on purchases of $1,499 or more when you use the Jewelers Reserve Card. 11.99% APR - 36 payments on purchases of $1,999 or more when you use the Jewelers Reserve Card.
    Purchase APR (Variable APR) Up to 30.49%

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