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  Jewelers Reserve Credit Card

Jewelers Reserve Credit Card

in Personal Credit Cards from Citibank

Unaffiliated

Jewelers Reserve Credit Card

Unaffiliated

in Personal Credit Cards from Citibank

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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0 users recommend
0 users are unsure
1 user doesn't recommend
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee $0
Purchase APR  (Variable APR) Up to 30.49%

Jewelers Reserve Credit Card Review

Jewelers Reserve Credit Card is a store credit card issued by Citibank. If you're wondering whether Jewelers Reserve Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.

Jewelers Reserve Credit Card Pros and Cons:

The Good The Bad
  • Special financing options available.
  • No annual fee.
  • Jewelers Reserve Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Jewelers Reserve Credit Card cash back or rewards program?

No, Jewelers Reserve Credit Card does not offer a rewards program.

What are the relevant APRs for Jewelers Reserve Credit Card?

Jewelers Reserve Credit Card has a variable purchase APR of up to 30.49%.

Does Jewelers Reserve Credit Card have an introductory APR offer on balance transfers?

No, Jewelers Reserve Credit Card does not come with an introductory APR offer for balance transfers.

Does Jewelers Reserve Credit Card have an introductory APR offer on new purchases?

Jewelers Reserve Credit Card does not offer an introductory rate on new purchases.
Jewelers Reserve Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Jewelers Reserve Credit Card?

The following fees apply to Jewelers Reserve Credit Card:

Jewelers Reserve Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee $39

Does Jewelers Reserve Credit Card report your account activity to credit bureaus?

Jewelers Reserve Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Jewelers Reserve Credit Card

  • Visit the Jewelers Reserve Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $2
Late Fee Amount $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Card Type Store Card
Card Network Other
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Deferred Payments First 3 payments
Bonus Rewards - Online Account Management: A simplified way to manage your account online and add authorized users at no additional cost. - No annual fee. - Safe and secure: $0 liability on unauthorized purchases (card can be used for in-store purchases only). Deferred Interest Plans (In-Store Only): No interest if paid in full with 6 months: on purchases of $150 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months. No interest if paid in full within 12 months: on purchases of $300 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Major Purchase plans (In-Store Only): 11.99% APR - 18 payments on purchases of $999 or more when you use the Jewelers Reserve Card. 11.99% APR - 24 payments on purchases of $1,499 or more when you use the Jewelers Reserve Card. 11.99% APR - 36 payments on purchases of $1,999 or more when you use the Jewelers Reserve Card.
Purchase APR (Variable APR) Up to 30.49%

Jewelers Reserve Credit Card Community Reviews

 

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