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  Iddeal Credit Card

Iddeal Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

Iddeal Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

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Highlights
Highlights
Purchase APR  (Variable APR) Up to 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee N/A

Iddeal Credit Card Review

Iddeal Credit Card is a store credit card issued by Comenity. If you're wondering whether Iddeal Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
Iddeal Credit Card Pros & Cons
The Good The Bad
  • Wide range of simply payment plans to finance your jewelry purchase.
  • Iddeal Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
Iddeal Credit Card FAQ

Is there a Iddeal Credit Card cash back or rewards program?

No, Iddeal Credit Card does not offer a rewards program.

What are the relevant APRs for Iddeal Credit Card?

Iddeal Credit Card has a variable purchase APR of up to 29.99%.

Does Iddeal Credit Card have an introductory APR offer on balance transfers?

No, Iddeal Credit Card does not come with an introductory APR offer for balance transfers.

Does Iddeal Credit Card have an introductory APR offer on new purchases?

Iddeal Credit Card does not offer an introductory rate on new purchases.
Iddeal Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Iddeal Credit Card?

The following fees apply to Iddeal Credit Card:

Iddeal Credit Card Fees
Fees Amount
Annual Fee
Returned Payment Fee $39
Late Payment Fee $39

Does Iddeal Credit Card report your account activity to credit bureaus?

Iddeal Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Iddeal Credit Card

  • Visit the Iddeal Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020
  •   Visit Site

About Iddeal Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Comenity
View Comenity Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $2
Returned Payment Fee $39
Late Fee Amount $39
Customer Type Personal
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Bonus Rewards - Wide range of simply payment plans to finance your jewelry purchase. - Budget friendly promotional plans. - No prepayment penalties. - Fast and easy application process.
Purchase APR (Variable APR) Up to 29.99%

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SUPERMONEY NET RECOMMENDATION SCORE

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