Levin Furniture Credit Card

Levin Furniture Credit Card Review

This is a store card issued by Synchrony Bank. If you're wondering whether Levin credit card is the right card for you, read on.

Key Takeaways

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Levin credit card

The Good	The Bad
Long-term special financing programs No annual fee, no minimum purchase $0 application fee Special VIP shipping events and discounts 0% APR on new purchases during the first 6 months. There is then a variable purchase APR of 29.99%. No annual fee. Levin Furniture Credit Card reports to multiple credit bureaus.	High interest rates Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Levin credit card FAQ

Does Levin credit card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Levin credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Levin Furniture Credit Card has a variable purchase APR of 29.99%.

What are the fees for Levin credit card?

The following fees apply:

Levin credit card Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Levin Furniture Credit Card report your account activity to credit bureaus?

Yes, Levin Furniture Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Levin credit card

• Visit the Levin credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.