Launch Credit Union Platinum Visa Credit Card
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| Purchase APR (Variable APR) | 8.9% - 17.5% |
| Balance Transfer APR (Variable APR) | 8.9% - 17.5% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Launch Credit Union Platinum Visa Credit Card Review
This is a card issued by Launch Credit Union. If you're wondering whether Launch Credit Union Platinum Visa Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Launch Credit Union Platinum Visa Credit Card has a variable purchase APR that ranges from 8.9% up to 17.5%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Launch Credit Union Platinum Visa Credit Card
| The Good | The Bad |
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Launch Credit Union Platinum Visa Credit Card FAQ
Does Launch Credit Union Platinum Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Launch Credit Union Platinum Visa Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Launch Credit Union Platinum Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Launch Credit Union Platinum Visa Credit Card has a variable purchase APR that ranges from 8.9% up to 17.5%. The card has a variable balance transfer APR that ranges from 8.9% up to 17.5%. It also has a variable cash advance APR that ranges from 8.9% up to 17.5%.
Does Launch Credit Union Platinum Visa Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.9% for a period of up to 2 months.
| Description | |
|---|---|
| Balance Transfer Fee % After Intro Period | Starting at 0% |
| Balance Transfer Introductory APR | 2.9% |
| Balance Transfer Intro APR Period | 2 months |
| Balance Transfer APR | 8.9% - 17.5% |
| Balance Transfer Fee Minimum | $0 |
| Balance Transfer Fee % | 0% |
Does Launch Credit Union Platinum Visa Credit Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 2.9% |
| Purchase Intro APR Period | 2 months |
This card does offer an intro APR rate of 2.9% on qualified purchases for a period of up to 2 months.
What are the fees for Launch Credit Union Platinum Visa Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Launch Credit Union Platinum Visa Credit Card have a foreign transaction fee?
Launch Credit Union Platinum Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Launch Credit Union Platinum Visa Credit Card?
The Launch Credit Union Platinum Visa Credit Card customer service number is (800) 662-5257.
What is the support contact email for Launch Credit Union Platinum Visa Credit Card?
The support contact email for Launch Credit Union Platinum Visa Credit Card is mserv@launchcu.com.
What is the Launch Credit Union Platinum Visa Credit Card login page?
You can access the Launch Credit Union Platinum Visa Credit Card login page here.
How do people rate the customer service and user experience of Launch Credit Union Platinum Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Launch Credit Union Platinum Visa Credit Card report your account activity to credit bureaus?
Yes, Launch Credit Union Platinum Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Launch Credit Union Platinum Visa Credit Card
- Visit the Launch Credit Union Platinum Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
300 S. Plumosa St | Merritt Island, FL 32952
Merritt Island, FL 32952 USA - (800) 662-5257
- Visit Site
- Email Support
About Launch Credit Union Platinum Visa Credit Card
Other Credit Cards by Launch Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 2.9% |
| Purchase Intro APR Period (Variable APR) | 2 months |
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