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Last Updated: 05/14/2026

West Elm Key Rewards Credit Card

from Capital One

Last Updated: 05/14/2026

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
West Elm Key Rewards Credit Card logo
Rating not yet determined1 total votes
1 users are unsure

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Highlights

Purchase APR (Variable APR)

Up to 28.49%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

550 - 850

Annual Fee

$0

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West Elm Key Rewards Credit Card Review

This is a store rewards card issued by Capital One. If you're wondering whether West Elm Key Rewards Credit Card is the right card for you, read on.

Key Takeaways

  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of West Elm credit card

West Elm credit card FAQ

Does West Elm credit card have a cash back or rewards program?

West Elm credit card is a rewards card. This card features rewards for purchases in the following categories:
  • Retail

Does West Elm credit card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does West Elm credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for West Elm credit card?

It has a variable purchase APR of up to 28.49%. West Elm Key Rewards Credit Card does not offer balance transfers.

Does West Elm credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers. West Elm Key Rewards Credit Card does not offer balance transfers.

Does West Elm credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for West Elm credit card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for West Elm credit card?

The customer service number for West Elm credit card is (877) 383-4802.

What is the support contact email for West Elm credit card?

The support contact email for West Elm credit card is support@capitalone.com.

How do people rate the customer service and user experience of West Elm credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does West Elm Key Rewards Credit Card report your account activity to credit bureaus?

Yes, West Elm Key Rewards Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Capital One perform a hard credit pull?

Yes, West Elm credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for West Elm credit card

  • Visit the website of West Elm credit card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1680 Capital One Drive
McLean, VA 22102
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

West Elm Key Rewards Credit Card Community Reviews

Would you recommend West Elm Key Rewards Credit Card to your friends?

SW

Sue W.

Nov 17, 2022

May or may not recommend

It is great if you are a frequent shopper, however it is only a store card which is not very convenient.

Showing 1 of 1 reviews

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