The Tile Shop Credit Card Review

The Tile Shop Credit Card is a store credit card issued by Comenity. If you're wondering whether The Tile Shop Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.99%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.

The Good	The Bad
Special financing for 6 to 18 months. Percentage off a new cardholder's first purchase if special financing isn't selected. 15% off all purchases No annual fee. The Tile Shop Credit Card reports to multiple credit bureaus.	Store purchases only. Cannot be used elsewhere. High interest rate. Can only apply in-store. Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Is there a The Tile Shop Credit Card cash back or rewards program?

No, The Tile Shop Credit Card does not offer a rewards program.

What are the relevant APRs for The Tile Shop Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. The Tile Shop Credit Card has higher than average purchase APRs.

The Tile Shop Credit Card has a variable purchase APR starting at 29.99% .

What are the fees for The Tile Shop Credit Card?

The following fees apply to The Tile Shop Credit Card:

The Tile Shop Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $38

Does The Tile Shop Credit Card report your account activity to credit bureaus?

Yes, The Tile Shop Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for The Tile Shop Credit Card

• Visit the The Tile Shop Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.