Last Updated: 07/28/2025
SuperMoney User Recommendation Score +38
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Highlights
Community Rating
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
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Number of Reviews
Lowe's Advantage Card Review
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 26.99%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Lowes credit card
| The Good | The Bad |
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Lowes credit card FAQ
Does Lowes credit card have a cash back or rewards program?
- Retail
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Lowes credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Does Lowes credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Lowe's Advantage Card does not offer balance transfers.Does Lowes credit card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What are the fees for Lowes credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the customer service phone number for Lowes credit card?
What is the support contact email for Lowes credit card?
How do people rate the customer service and user experience of Lowes credit card?
Does Lowe's Advantage Card report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Synchrony Bank perform a hard credit pull?
How to apply for Lowes credit card
- Visit the website of Lowes credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
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850
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300
850
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Purchase APR
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300
850
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Purchase APR
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N/A
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
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SuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +38, or 3.8 on a 5-point rating scale.
+38
Lowe's Advantage Card Community Reviews
Would you recommend Lowe's Advantage Card to your friends?
Rodney O.
Dec 11, 2023
May or may not recommend
Anonymous
Oct 23, 2023
May or may not recommend
Sean M.
Aug 25, 2023
May or may not recommend
Clark G.
Jun 20, 2023
May or may not recommend
Anonymous
May 20, 2023
May or may not recommend
Patrick
Apr 12, 2023
May or may not recommend
Stephen J.
Aug 17, 2022
May or may not recommend
Ross F.
May 10, 2022
May or may not recommend
Victoria J.
Apr 29, 2022
May or may not recommend
Jessica G.
Jan 14, 2021
May or may not recommend
Jay C.
Dec 25, 2020
May or may not recommend
S C.
Oct 14, 2020
May or may not recommend
Susan N.
Oct 10, 2020
May or may not recommend
Showing 13 of 13 reviews
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