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  Matrix Mastercard Credit Card

Out of Business

Matrix Mastercard Credit Card

in Personal Credit Cards from The Bank of Missouri

Out of Business

Matrix Mastercard Credit Card

in Personal Credit Cards from The Bank of Missouri

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 700
Annual Fee $96
Purchase APR  (Variable APR) Starting at 30.49%

Matrix Mastercard Credit Card Review

Matrix Mastercard Credit Card is a credit card issued by The Bank of Missouri. If you're wondering whether Matrix Mastercard Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 30.49%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

Matrix Mastercard Credit Card Pros and Cons:

The Good The Bad
  • Considers applicants with fair or poor credit.
  • Higher than average purchase APRs.
  • Charges an annual fee of $96
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a Matrix Mastercard Credit Card cash back or rewards program?

No, Matrix Mastercard Credit Card does not offer a rewards program.

What are the relevant APRs for Matrix Mastercard Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Matrix Mastercard Credit Card has higher than average purchase APRs.

Matrix Mastercard Credit Card has a variable purchase APR starting at 30.49% .

Does Matrix Mastercard Credit Card have an introductory APR offer on balance transfers?

No, Matrix Mastercard Credit Card does not come with an introductory APR offer for balance transfers.

Does Matrix Mastercard Credit Card have an introductory APR offer on new purchases?

Matrix Mastercard Credit Card does not offer an introductory rate on new purchases.
Matrix Mastercard Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Matrix Mastercard Credit Card?

The following fees apply to Matrix Mastercard Credit Card:

Matrix Mastercard Credit Card Fees
Fees Amount
Annual Fee $96
Foreign Transaction Fee 3%
Returned Payment Fee $37
Late Payment Fee $37

Does Matrix Mastercard Credit Card have a foreign transaction fee?

Matrix Mastercard Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for Matrix Mastercard Credit Card

  • Visit the Matrix Mastercard Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   The Bank of Missouri
    PO Box 85710
    Sioux Falls, SD 57118 USA
  •   Visit Site

About Matrix Mastercard Credit Card

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View all personal credit cards offered by The Bank of Missouri

Availability

  Available in 49 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 3%
Annual Fee $96
Returned Payment Fee $37
Late Fee Amount $37
Customer Type Personal
Credit Score Range 300 - 700
Purchase APR (Variable APR) Starting at 30.49%

Matrix Mastercard Credit Card Community Reviews

 

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