Last Updated: 07/28/2025
Northwest Community CU of Oregon Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
8.25% - 17.25%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
8.25% - 17.25%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
Northwest Community CU of Oregon Credit Card Review
This is a rewards card issued by Northwest Community Credit Union of Oregon. If you're wondering whether Northwest Community CU of Oregon Credit Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 10000 points that can be redeemed for travel, gifts, or other perks.
- APRs: Northwest Community CU of Oregon Credit Card has a variable regular purchase APR that ranges from 8.25% up to 17.25%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Northwest Community CU of Oregon Credit Card
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Northwest Community CU of Oregon Credit Card FAQ
Does Northwest Community CU of Oregon Credit Card have a cash back or rewards program?
Northwest Community CU of Oregon Credit Card is a rewards card.
| Description |
Does Northwest Community CU of Oregon Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Northwest Community CU of Oregon Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Northwest Community CU of Oregon Credit Card benefits?
Northwest Community CU of Oregon Credit Card provides the following benefits:
- Zero fraud liability
What are the relevant APRs for Northwest Community CU of Oregon Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Northwest Community CU of Oregon Credit Card has a variable purchase APR that ranges from 8.25% up to 17.25%. The card has a variable balance transfer APR that ranges from 8.25% up to 17.25%. It also has a variable cash advance APR that ranges from 8.25% up to 17.25%.
Does Northwest Community CU of Oregon Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Northwest Community CU of Oregon Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Northwest Community CU of Oregon Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 1.50% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Northwest Community CU of Oregon Credit Card have a foreign transaction fee?
Northwest Community CU of Oregon Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Northwest Community CU of Oregon Credit Card?
The customer service number for Northwest Community CU of Oregon Credit Card is (800) 452-9515.
What is the support contact email for Northwest Community CU of Oregon Credit Card?
The support contact email for Northwest Community CU of Oregon Credit Card is connect@nwcu.com.
What is the login page for Northwest Community CU of Oregon Credit Card?
You can access the login page of Northwest Community CU of Oregon Credit Card here.
How do people rate the customer service and user experience of Northwest Community CU of Oregon Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Northwest Community CU of Oregon Credit Card report your account activity to credit bureaus?
Northwest Community CU of Oregon Credit Card does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help build your credit.
Does Northwest Community Credit Union of Oregon perform a hard credit pull?
Yes, Northwest Community CU of Oregon Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Northwest Community CU of Oregon Credit Card
- Visit the website of Northwest Community CU of Oregon Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Sunday
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Saturday
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