Last Updated: 07/28/2025
PSECU Alumni Rewards Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.4%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
3.9%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
PSECU Alumni Rewards Credit Card Review
This is a rewards card issued by The Pennsylvania State Employees CU. If you're wondering whether PSECU Alumni Rewards Credit Card is the right card for you, read on.
Key Takeaways
- APRs: PSECU Alumni Rewards Credit Card has a variable regular purchase APR of 12.4%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of PSECU Alumni Rewards Credit Card
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PSECU Alumni Rewards Credit Card FAQ
Does PSECU Alumni Rewards Credit Card have a cash back or rewards program?
PSECU Alumni Rewards Credit Card is a rewards card.
| Description |
Does PSECU Alumni Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does PSECU Alumni Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the PSECU Alumni Rewards Credit Card benefits?
PSECU Alumni Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for PSECU Alumni Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.PSECU Alumni Rewards Credit Card has a variable purchase APR of 12.4%. The card has a variable balance transfer APR of 3.9% . It also has a variable cash advance APR of 12.4% .
Does PSECU Alumni Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does PSECU Alumni Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for PSECU Alumni Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $27 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does PSECU Alumni Rewards Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for PSECU Alumni Rewards Credit Card?
The customer service number for PSECU Alumni Rewards Credit Card is (800) 237-7328.
What is the support contact email for PSECU Alumni Rewards Credit Card?
The support contact email for PSECU Alumni Rewards Credit Card is support@psecu.com.
What is the login page for PSECU Alumni Rewards Credit Card?
You can access the login page of PSECU Alumni Rewards Credit Card here.
How do people rate the customer service and user experience of PSECU Alumni Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does PSECU Alumni Rewards Credit Card report your account activity to credit bureaus?
Yes, PSECU Alumni Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does The Pennsylvania State Employees CU perform a hard credit pull?
Yes, PSECU Alumni Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for PSECU Alumni Rewards Credit Card
- Visit the website of PSECU Alumni Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:30PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
7:30AM - 4:30PM
Saturday
Closed