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  PSECU Alumni Rewards Credit Card

PSECU Alumni Rewards Credit Card

in Personal Credit Cards from The Pennsylvania State Employees Credit Union

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PSECU Alumni Rewards Credit Card

Unaffiliated

in Personal Credit Cards from The Pennsylvania State Employees Credit Union

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Highlights
Purchase APR  (Variable APR) 12.4%
Balance Transfer APR  (Variable APR) 3.9%
Credit Score Range 650 - 850
Annual Fee $0

PSECU Alumni Rewards Credit Card Review

This is a rewards credit card issued by The Pennsylvania State Employees Credit Union. If you're wondering whether PSECU Alumni Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. PSECU Alumni Rewards Credit Card has a variable purchase APR of 12.4%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of PSECU Alumni Rewards Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere PSECU Alumni Rewards Credit Card is accepted.
  • PSECU Alumni Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
PSECU Alumni Rewards Credit Card FAQ

Does PSECU Alumni Rewards Credit Card have a cash back or rewards program?

PSECU Alumni Rewards Credit Card is a rewards card.

PSECU Alumni Rewards Credit Card Rewards
Minimum rewards rate 2x
Max rewards rate N/A
Annual rewards limit N/A

Does PSECU Alumni Rewards Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does PSECU Alumni Rewards Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the PSECU Alumni Rewards Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for PSECU Alumni Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 12.4%. The card has a variable balance transfer APR of 3.9% . It also has a variable cash advance APR of 12.4% .

Does PSECU Alumni Rewards Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does PSECU Alumni Rewards Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for PSECU Alumni Rewards Credit Card?

The following fees apply:

PSECU Alumni Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Late Payment Fee up to $27

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does PSECU Alumni Rewards Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for PSECU Alumni Rewards Credit Card?

The PSECU Alumni Rewards Credit Card customer service number is (800) 237-7328.

Does PSECU Alumni Rewards Credit Card report your account activity to credit bureaus?

Yes, PSECU Alumni Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for PSECU Alumni Rewards Credit Card

  • Visit the PSECU Alumni Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 4:30pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 4:00pm
  • Friday 7:30am - 4:30pm
  • Saturday Closed

Other Services by The Pennsylvania State Employees Credit Union

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Availability

  Available in 1 state
Pennsylvania
Availabile in all of Pennsylvania

Feature Breakdown

Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Late Fee Amount Up to $27
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Rates
  • Every Purchase
Cash Advance APR (Variable APR) 12.4%
Credit Limit Up to $30,000
Purchase APR (Variable APR) 12.4%
Balance Transfer APR (Variable APR) 3.9%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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