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  Petco Pay Mastercard Credit Card
Petco Pay Mastercard Credit Card Unaffiliated

Petco Pay Mastercard Credit Card

Unaffiliated
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

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Highlights
Community Rating

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Purchase APR N/A
Balance Transfer APR N/A
Credit Score Range 300 - 850
Annual Fee $0

Petco Pay Mastercard Credit Card Review

This is a store rewards credit card issued by Comenity Bank. If you're wondering whether Petco Pay Mastercard Credit Card is the right card for you, read on.

Key Takeaways

  • Signup bonus. Offers a signup bonus of up to $25 if you spend $500 within 3 months.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Annual fee waived the first year. Petco Pay Mastercard Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
  • Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, price protection, purchase protection, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Petco Pay Mastercard Credit Card

The Good The Bad
  • No annual fee.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Petco Pay Mastercard Credit Card reports to multiple credit bureaus.

Petco Pay Mastercard Credit Card FAQ

Does Petco Pay Mastercard Credit Card have a cash back or rewards program?

Petco Pay Mastercard Credit Card is a rewards card.

Petco Pay Mastercard Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $25
Signup Bonus Spend Requirement $500
Signup Bonus Spend Period (months) 3 months

Does Petco Pay Mastercard Credit Card have a signup bonus?

Yes, it offers card users a signup bonus worth up to $25 after spending $500.

Does Petco Pay Mastercard Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Petco Pay Mastercard Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Price Protection
  • Reports to major credit bureaus

What are the relevant APRs for Petco Pay Mastercard Credit Card?

Does Petco Pay Mastercard Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Petco Pay Mastercard Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Petco Pay Mastercard Credit Card?

The following fees apply:

Petco Pay Mastercard Credit Card Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Petco Pay Mastercard Credit Card?

The Petco Pay Mastercard Credit Card customer service number is (877) 738-6742.

What is the support contact email for Petco Pay Mastercard Credit Card?

The support contact email for Petco Pay Mastercard Credit Card is customerrelations@petco.com.

What is the Petco Pay Mastercard Credit Card login page?

You can access the Petco Pay Mastercard Credit Card login page here.

How do people rate the customer service and user experience of Petco Pay Mastercard Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Petco Pay Mastercard Credit Card report your account activity to credit bureaus?

Yes, Petco Pay Mastercard Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Petco Pay Mastercard Credit Card

  • Visit the Petco Pay Mastercard Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity Bank

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View all credit cards offered by Comenity Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee First Year
Annual Fee $0
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
  • Fraud Liability
Rewards Categories
  • 2x Points on Groceries up to $3
  • 1x Point on Every Purchase up to $3
  • 2x Points on In-Store Eligible Purchases up to $1
Signup Bonus $25
APR Type Fee-Based Product
Card Type
  • Rewards
  • Store Card
Card Network Mastercard

Petco Pay Mastercard Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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