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  Regions Premium Visa Signature Credit Card
Regions Premium Visa Signature Credit Card Unaffiliated

Regions Premium Visa Signature Credit Card

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Highlights
Purchase APR  (Variable APR) 14.24%
Balance Transfer APR  (Variable APR) 14.24%
Credit Score Range Up to 850
Annual Fee $125

Regions Premium Visa Signature Credit Card Review

This is a rewards credit card issued by Regions Bank. If you're wondering whether Regions Premium Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Competitive APRs. Regions Premium Visa Signature Credit Card has a variable purchase APR of 14.24%
  • 4% Balance transfer fee. Regions Premium Visa Signature Credit Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.

Pros & Cons of Regions Premium Visa Signature Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 12 months. There is then a variable purchase APR of 14.24%.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty and price protection on purchases.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Regions Premium Visa Signature Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $125
  • Does not offer a signup bonus.
  • Charges a 4% balance transfer fee.

Regions Premium Visa Signature Credit Card FAQ

Does Regions Premium Visa Signature Credit Card have a cash back or rewards program?

Regions Premium Visa Signature Credit Card is a rewards card.

Regions Premium Visa Signature Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($)

Does Regions Premium Visa Signature Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Regions Premium Visa Signature Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Regions Premium Visa Signature Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Regions Premium Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Regions Premium Visa Signature Credit Card has a variable purchase APR of 14.24%. The card has a variable balance transfer APR of 14.24% . It also has a variable cash advance APR of 25.24% .

Does Regions Premium Visa Signature Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Regions Premium Visa Signature Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 14.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 4%

Does Regions Premium Visa Signature Credit Card have an intro APR offer on new purchases?

Regions Premium Visa Signature Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Regions Premium Visa Signature Credit Card?

The following fees apply:

Regions Premium Visa Signature Credit Card Fees
Fees Amount
Annual Fee $125
Foreign Transaction Fee 0%
Late Payment Fee $39

Does Regions Premium Visa Signature Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Regions Premium Visa Signature Credit Card?

The Regions Premium Visa Signature Credit Card customer service number is (800) 734-4667.

What is the support contact email for Regions Premium Visa Signature Credit Card?

The support contact email for Regions Premium Visa Signature Credit Card is askRegions@regions.com.

What is the Regions Premium Visa Signature Credit Card login page?

You can access the Regions Premium Visa Signature Credit Card login page here.

How do people rate the customer service and user experience of Regions Premium Visa Signature Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Regions Premium Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Regions Premium Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Regions Premium Visa Signature Credit Card

  • Visit the Regions Premium Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 29 states and Washington, D.C.
  • Alabama
  • Arkansas
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • North Carolina
  • North Dakota
  • Nebraska
  • Ohio
  • Oklahoma
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • Wisconsin
  • West Virginia

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 4%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
Annual Fee $125
Minimum Interest Charge $1.50
No Interest Grace Period for Late Payment 21 days
Late Fee Amount $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Price Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Categories
  • 1.5x Points on Every Purchase up to $1
Cash Advance APR (Variable APR) 25.24%
APR Type Variable APR
Purchase APR (Variable APR) 14.24%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 14.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 4%
Card Type
  • Rewards
Card Network Visa

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