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  Stein Mart Credit Card
Stein Mart Credit Card
in Credit Cards from Synchrony Bank
Claimed

Stein Mart Credit Card

Claimed
in Credit Cards from Synchrony Bank
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Not enough votes for recommendation

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Strongly recommended

21 reviews
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Highlights
Purchase APR Up to 29.24%
Balance Transfer APR N/A
Credit Score Range 650 - 850
Annual Fee N/A

Stein Mart Credit Card Review

This is a credit card issued by Synchrony Bank. If you're wondering whether Stein Mart Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Stein Mart Credit Card
The Good The Bad
  • Save 10% on your first online purchase.
  • Earn Reward Certificates and use them just like cash in Stein Mart stores!
  • Receive a $10 Welcome Reward Certificate just for opening a credit card. Certificate will be included with your new credit card by mail.
  • Earn 1 reward point for every $1 spent in-store and online at Stein Mart.
  • Stein Mart Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Stein Mart Credit Card FAQ

Does Stein Mart Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Stein Mart Credit Card?

It has a variable purchase APR of up to 29.24%.

Does Stein Mart Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Stein Mart Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Stein Mart Credit Card?

The following fees apply:

Stein Mart Credit Card Fees
Fees Amount
Annual Fee
Late Payment Fee up to $38

What is the support contact email for Stein Mart Credit Card?

The support contact email for Stein Mart Credit Card is customer.service@mail.synchronybank.com.

What is the Stein Mart Credit Card login page?

You can access the Stein Mart Credit Card login page here.

How do people rate the customer service and user experience of Stein Mart Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Stein Mart Credit Card report your account activity to credit bureaus?

Yes, Stein Mart Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Stein Mart Credit Card

  • Visit the Stein Mart Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 8:00am - 12:00am
  • Monday 8:00am - 12:00am
  • Tuesday 8:00am - 12:00am
  • Wednesday 8:00am - 12:00am
  • Thursday 8:00am - 12:00am
  • Friday 8:00am - 12:00am
  • Saturday 8:00am - 12:00am

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6 Reviews

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 23 days
Minimum Interest Charge $2
Late Fee Amount Up to $38
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Purchase APR Up to 29.24%
Card Type
  • Store Card
Card Network Other

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