Stein Mart Credit Card Review

Stein Mart Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Stein Mart Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Is there a Stein Mart Credit Card cash back or rewards program?

No, Stein Mart Credit Card does not offer a rewards program.

What are the relevant APRs for Stein Mart Credit Card?

What are the fees for Stein Mart Credit Card?

The following fees apply to Stein Mart Credit Card:

Does Stein Mart Credit Card report your account activity to credit bureaus?

Yes, Stein Mart Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Stein Mart Credit Card

• Visit the Stein Mart Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.