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  Stein Mart Credit Card

Stein Mart Credit Card

in Personal Credit Cards from Synchrony Bank

Claimed

Stein Mart Credit Card

Claimed

in Personal Credit Cards from Synchrony Bank

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Highlights
Purchase APR  (Variable APR) Up to 29.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee N/A

Stein Mart Credit Card Review

This is a store credit card issued by Synchrony Bank. If you're wondering whether Stein Mart Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Stein Mart Credit Card
The Good The Bad
  • Save 10% on your first online purchase.
  • Earn Reward Certificates and use them just like cash in Stein Mart stores!
  • Receive a $10 Welcome Reward Certificate just for opening a credit card. Certificate will be included with your new credit card by mail.
  • Earn 1 reward point for every $1 spent in-store and online at Stein Mart.
  • Stein Mart Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Stein Mart Credit Card FAQ

Does Stein Mart Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Stein Mart Credit Card?

It has a variable purchase APR of up to 29.24%.

Does Stein Mart Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Stein Mart Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Stein Mart Credit Card?

The following fees apply:

Stein Mart Credit Card Fees
Fees Amount
Annual Fee
Late Payment Fee up to $38

What is the customer service phone number for Stein Mart Credit Card?

The Stein Mart Credit Card customer service number is (866) 226-5638.

What is the support contact email for Stein Mart Credit Card?

The support contact email for Stein Mart Credit Card is customer.service@mail.synchronybank.com.

Does Stein Mart Credit Card report your account activity to credit bureaus?

Yes, Stein Mart Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Stein Mart Credit Card

  • Visit the Stein Mart Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 8:00am - 12:00am
  • Monday 8:00am - 12:00am
  • Tuesday 8:00am - 12:00am
  • Wednesday 8:00am - 12:00am
  • Thursday 8:00am - 12:00am
  • Friday 8:00am - 12:00am
  • Saturday 8:00am - 12:00am

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 23 days
Minimum Interest Charge $2
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Purchase APR (Variable APR) Up to 29.24%
Card Type
  • Store Card
Card Network Other

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