
Cedar Hill National Bank Cato Credit Card
Would you recommend Cedar Hill National Bank Cato Credit Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) |
22.9% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Cedar Hill National Bank Cato Credit Card Review
This is a store card issued by Cedar Hill National Bank. If you're wondering whether Cedar Hill National Bank Cato Credit Card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 22.9%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Cedar Hill National Bank Cato Credit Card
The Good | The Bad |
---|---|
|
|
Cedar Hill National Bank Cato Credit Card FAQ
Does Cedar Hill National Bank Cato Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Cedar Hill National Bank Cato Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Cedar Hill National Bank Cato Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Cedar Hill National Bank Cato Credit Card has a variable purchase APR of 22.9%.
Does Cedar Hill National Bank Cato Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Cedar Hill National Bank Cato Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Cedar Hill National Bank Cato Credit Card?
The following fees apply:
Description | |
---|---|
No Annual Fee? | |
Annual Fee | $0 |
Minimum Interest Charge | $1 |
No Interest Grace Period for Late Payment | 28 days |
Returned Payment Fee | Up to $25 |
Late Fee Amount | Up to $20 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Cedar Hill National Bank Cato Credit Card?
The Cedar Hill National Bank Cato Credit Card customer service number is (877) 557-3526.
What is the support contact email for Cedar Hill National Bank Cato Credit Card?
The support contact email for Cedar Hill National Bank Cato Credit Card is StyleMe@CatoFashions.com.
What is the Cedar Hill National Bank Cato Credit Card login page?
You can access the Cedar Hill National Bank Cato Credit Card login page here.
How do people rate the customer service and user experience of Cedar Hill National Bank Cato Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Cedar Hill National Bank Cato Credit Card report your account activity to credit bureaus?
Yes, Cedar Hill National Bank Cato Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Cedar Hill National Bank Cato Credit Card
- Visit the Cedar Hill National Bank Cato Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 37902
Charlotte, NC 28237 USA - (877) 557-3526
- Visit Site
- Email Support
About Cedar Hill National Bank Cato Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $1 |
No Interest Grace Period for Late Payment | 28 days |
Returned Payment Fee | Up to $25 |
Late Fee Amount | Up to $20 |
Cedar Hill National Bank Cato Credit Card Community Reviews
Would you recommend Cedar Hill National Bank Cato Credit Card to your friends?
- Academy Bank Credit Builder Secured Visa Credit Card
- Addition Financial CU Visa® Cash Credit Card
- Bank of America Susan G. Komen Visa CC
- California Credit Union Rewards Visa® Credit Card
- Clearpath FCU Checking Visa® Credit Card
- Exchange Bank of California College Real Rewards Card
- Kinecta Federal Credit Union MyPower
- Los Angeles Police FCU Rewards Visa
- Orlando Credit Union Visa® SMART Credit Card
- Patriot Federal CU Secured VISA® Credit Card
- Vantage CU Platinum Mastercard Credit Card
- Vibe Credit Union Visa Platinum Credit Card