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Williams Sonoma Visa Credit Card

in Personal Credit Cards

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Williams Sonoma Visa Credit Card

Unaffiliated

in Personal Credit Cards

SuperMoney Net Recommendation Score -20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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3 users don't recommend
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Overview

Who is the Williams-Sonoma Visa Signature® Card Designed For?

The Williams-Sonoma Visa Signature® credit card is designed for people with good credit who shop at Williams-Sonoma and want a rewards card that doesn't charge an annual fee. It is a particularly good fit for people who are planning to make large purchases at Williams-Sonoma and want to benefit from the introductory APR.

Williams-Sonoma is a retailer of high-quality home furnishings and gourmet cookware with over 250 stores in the United States.

What are the Rates?

The rates range from 18.24% APR to 25.24% APR, which is low for a store loyalty card. 

What Are the Fees?

As with most store cards, there's no annual fee to worry about. However, it does include a $5 or 3% (whichever is greater) balance transfer fee, a $10 or 5% cash advance fee, and a 3% foreign transaction fee.

What Is the Rewards Program Like?

Williams Sonoma Visa credit card gives members 5 points for every dollar spent at Williams-Sonoma stores, 2 points for every dollar spent on dining and 1 point for all other purchases. Every time you earn $25 in rewards, you will receive a $25 certificate that can be used at Williams Sonoma.

What about the Signup Bonus?

Williams-Sonoma offers a $20 welcome certificate, which will be mailed after you receive your card.

Any Other Benefits?

Williams-Sonoma Visa Signature® Cards gives cardholders 20% off on the day they open the card and a $25 certificate during their birth month. Cardholders also get free standard shipping at williams-sonoma.com.  

How Is It Better Than Other Credit Cards?

The Williams-Sonoma Visa card is one of the few store cards that offers a signup bonus and generous reward rates without charging an annual fee. Plus, you get free shipping. So, the card may be worth having if you love Williams-Sonoma.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 23
Annual Fee $0
No Annual Fee  
Late Payment Penalty $38
Returned Payment Fee $38
Minimum Interest Charge $2
Balance Transfer Fee % 5%
Balance Transfer Fee Minimum $10
Foreign Currency Transaction Fee 3%
Minimum Age 18
Credit Score Range 640 - 850
850 300 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Travel Assistance
Rewards Categories
  • Every Purchase
  • Restaurants
  • Retail
Signup Bonus $20
Annual Loyalty Bonus $25
Purchase APR (Variable APR) 18.24% - 25.24%
Cash Advance APR (Variable APR) Starting at 27.24%
Balance Computation daily balance
Balance Transfer APR (Variable APR) Starting at 27.24%

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