Williams Sonoma Visa Credit Card
in Personal Credit Cards from Comenity
Cast your vote
Would you recommend Williams Sonoma Visa Credit Card to your friends?
| Community Rating | Strongly not recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 18.24% - 25.24% |
| Balance Transfer APR (Variable APR) | Starting at 27.24% |
| Credit Score Range | 640 - 850 |
| Number of Reviews | 9 |
Williams Sonoma Visa Credit Card Review
Williams Sonoma Visa Credit Card is a store rewards credit card issued by Comenity.
This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether Williams Sonoma Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Williams Sonoma Visa Credit Card cash back or rewards program?
Williams Sonoma Visa Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 5% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $20 |
| Annual Loyalty Bonus | $25 |
Does Williams Sonoma Visa Credit Card have a signup bonus?
Yes, Williams Sonoma Visa Credit Card offers card users a signup bonus worth up to $20.
Does Williams Sonoma Visa Credit Card offer an annual loyalty bonus?
Yes, Williams Sonoma Visa Credit Card offers card users an annual bonus worth up to $25.
What are the Williams Sonoma Visa Credit Card benefits?
Williams Sonoma Visa Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Williams Sonoma Visa Credit Card?
Williams Sonoma Visa Credit Card has a variable purchase APR that ranges from 18.24% up to 25.24%. The card has a variable balance transfer APR starting at 27.24% .
It also has a variable cash advance APR starting at 27.24% .
Does Williams Sonoma Visa Credit Card have an introductory APR offer?
No, Williams Sonoma Visa Credit Card does not come with an introductory APR offer for balance transfers. Williams Sonoma Visa Credit Card does not offer an introductory rate on new purchases.| Purchase APR | 18.24% - 25.24% |
| Balance Transfer APR | Starting at 27.24% |
| Cash Advance APR | Starting at 27.24% |
What are the Williams Sonoma Visa Credit Card fees?
The following fees apply to Williams Sonoma Visa Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 5% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $38 |
| Late Payment Fee | $38 |
Does Williams Sonoma Visa Credit Card have a foreign transaction fee?
Williams Sonoma Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Williams Sonoma Visa Credit Card report your account activity to credit bureaus?
Williams Sonoma Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Williams Sonoma Visa Credit Card
- Visit the Comenity website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
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Contact
- Headquarters
-
PO Box 182273
Columbus, OH 43218 USA - (800) 303-1368
- Visit Site
About Williams Sonoma Visa Credit Card
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | $38 |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 5% |
| Balance Transfer Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
Williams Sonoma Visa Credit Card Community Reviews
Would you recommend Williams Sonoma Visa Credit Card to your friends?
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29.24%
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Annual Fee
$0
Maximum
Purchase APR
27.24%
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Credit Score Range
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Maximum
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26.74%
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Balance Transfer APR
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Maximum
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Balance Transfer APR
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Maximum
Balance Transfer APR
29.24%
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
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Balance Transfer APR
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