Williams Sonoma Visa Credit Card Review

Williams Sonoma Visa Credit Card is a store rewards credit card issued by Comenity. If you're wondering whether Williams Sonoma Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Generous reward rate. You will get a cashback rewards rate of up to 5%.
• Signup bonus. Offers a signup bonus of $20.
• Competitive APRs. Williams Sonoma Visa Credit Card has a variable purchase APR that ranges from 16.74% up to 23.74%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Williams Sonoma Visa Credit Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.