Overview

Who is the Williams-Sonoma Visa Signature® Card Designed For?

The Williams-Sonoma Visa Signature® credit card is designed for people with good credit who shop at Williams-Sonoma and want a rewards card that doesn't charge an annual fee. It is a particularly good fit for people who are planning to make large purchases at Williams-Sonoma and want to benefit from the introductory APR.

Williams-Sonoma is a retailer of high-quality home furnishings and gourmet cookware with over 250 stores in the United States.

What are the Rates?

The rates range from 18.24% APR to 25.24% APR, which is low for a store loyalty card. 

What Are the Fees?

As with most store cards, there's no annual fee to worry about. However, it does include a $5 or 3% (whichever is greater) balance transfer fee, a $10 or 5% cash advance fee, and a 3% foreign transaction fee.

What Is the Rewards Program Like?

Williams Sonoma Visa credit card gives members 5 points for every dollar spent at Williams-Sonoma stores, 2 points for every dollar spent on dining and 1 point for all other purchases. Every time you earn $25 in rewards, you will receive a $25 certificate that can be used at Williams Sonoma.

What about the Signup Bonus?

Williams-Sonoma offers a $20 welcome certificate, which will be mailed after you receive your card.

Any Other Benefits?

Williams-Sonoma Visa Signature® Cards gives cardholders 20% off on the day they open the card and a $25 certificate during their birth month. Cardholders also get free standard shipping at williams-sonoma.com.  

How Is It Better Than Other Credit Cards?

The Williams-Sonoma Visa card is one of the few store cards that offers a signup bonus and generous reward rates without charging an annual fee. Plus, you get free shipping. So, the card may be worth having if you love Williams-Sonoma.