Williams Sonoma Visa Credit Card
in Personal Credit Cards from Comenity
Would you recommend Williams Sonoma Visa Credit Card to your friends?
| Community Rating | Strongly not recommended |
| Purchase APR (Variable APR) | 16.74% - 23.74% |
| Balance Transfer APR (Variable APR) | 26.99% |
| Credit Score Range | 640 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 16 |
Williams Sonoma Visa Credit Card Review
Williams Sonoma Visa Credit Card is a store rewards credit card issued by Comenity. If you're wondering whether Williams Sonoma Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a cashback rewards rate of up to 5%.
- Signup bonus. Offers a signup bonus of $20.
- Competitive APRs. Williams Sonoma Visa Credit Card has a variable purchase APR that ranges from 16.74% up to 23.74%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Williams Sonoma Visa Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above640.
| The Good | The Bad |
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Is there a Williams Sonoma Visa Credit Card cash back or rewards program?
Williams Sonoma Visa Credit Card offers a rewards program to its customers.
| Minimum rewards rate | 1x |
| Max rewards rate | 5x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $20 |
| Annual Loyalty Bonus | $25 |
Does Williams Sonoma Visa Credit Card have a signup bonus?
Yes, Williams Sonoma Visa Credit Card offers card users a signup bonus worth up to $20.
Does Williams Sonoma Visa Credit Card offer an annual loyalty bonus?
Yes, Williams Sonoma Visa Credit Card offers card users an annual bonus worth up to $25.
What are the Williams Sonoma Visa Credit Card benefits?
Williams Sonoma Visa Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Williams Sonoma Visa Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.Williams Sonoma Visa Credit Card has a variable purchase APR that ranges from 16.74% up to 23.74%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 25.74% .
Does Williams Sonoma Visa Credit Card have an introductory APR offer on balance transfers?
No, Williams Sonoma Visa Credit Card does not come with an introductory APR offer for balance transfers.Does Williams Sonoma Visa Credit Card have an introductory APR offer on new purchases?
Williams Sonoma Visa Credit Card does not offer an introductory rate on new purchases.What are the fees for Williams Sonoma Visa Credit Card?
The following fees apply to Williams Sonoma Visa Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Williams Sonoma Visa Credit Card have a foreign transaction fee?
Williams Sonoma Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Williams Sonoma Visa Credit Card report your account activity to credit bureaus?
Yes, Williams Sonoma Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Williams Sonoma Visa Credit Card
- Visit the Williams Sonoma Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
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Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 23 days |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
Williams Sonoma Visa Credit Card Community Reviews
Would you recommend Williams Sonoma Visa Credit Card to your friends?
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