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Williams Sonoma Visa Credit Card

in Personal Credit Cards from Comenity

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Williams Sonoma Visa Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

2 users recommend
0 users are unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Purchase APR 18.24% - 25.24%
Balance Transfer APR Starting at 27.24%
Annual Fee $0
Credit Score Range 640 - 850
Number of Reviews 6

Overview

Who is this credit card designed for?

Williams Sonoma Visa Credit Card is a store credit card issued by Comenity, which is based in San Francisco, CA. 

Williams Sonoma Visa Credit Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Williams Sonoma Visa Credit Card has a variable purchase APR that ranges from 18.24% up to 25.24%.

The card has a variable balance transfer APR starting at 27.24%.

It also has a variable cash advance APR starting at 27.24%.

Is an introductory APR offer available?

No, Williams Sonoma Visa Credit Card does not come with an introductory APR offer for balance transfers.

Williams Sonoma Visa Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Williams Sonoma Visa Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • A returned payment fee of up to $38.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Williams Sonoma Visa Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Restaurants
  • Retail

Is a signup bonus offered?

Yes, Williams Sonoma Visa Credit Card offers card users a signup bonus worth up to $20.

Is an annual loyalty bonus offered?

Yes, Williams Sonoma Visa Credit Card offers card users a signup bonus worth up to $25.

What additional benefits are offered?

 Williams Sonoma Visa Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does Williams Sonoma Visa Credit Card report your account activity to credit bureaus?

    Williams Sonoma Visa Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 23
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee $38
    Minimum Interest Charge $2
    Late Fee Amount $38
    Balance Transfer Fee % 5%
    Balance Transfer Fee Minimum $10
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 640 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Travel Assistance
    Rewards Categories
    • Every Purchase
    • Restaurants
    • Retail
    Signup Bonus $20
    Annual Loyalty Bonus $25
    Purchase APR (Variable APR) 18.24% - 25.24%
    Cash Advance APR (Variable APR) Starting at 27.24%
    Balance Computation daily balance
    Balance Transfer APR (Variable APR) Starting at 27.24%

    Reviews

     
     

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