Woman Within Platinum Credit Card Review

This is a store credit card issued by Comenity. If you're wondering whether Woman Within Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Signup bonus. Offers a signup bonus of $20.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.99%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.

The Good	The Bad
Earn points on all purchases Double points during cardholders birthday month, plus 20% off birthday coupon. Free shipping 4 x per year Good way for cardholders with lower credit ratings to build their credit, while receiving rewards. No annual fee. Woman Within Platinum Credit Card reports to multiple credit bureaus.	High interest rate Store only card. Cannot be used elsewhere. Cardholders with major credit cards may earn better rewards on purchases that way, as opposed to the points earned here. Higher than average purchase APRs. Does not offer rewards or cash back. Does not include many credit card benefits.

Does Woman Within Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Woman Within Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Woman Within Platinum Credit Card has a variable purchase APR of 26.99%.

What are the fees for Woman Within Platinum Credit Card?

The following fees apply:

Woman Within Platinum Credit Card Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Woman Within Platinum Credit Card report your account activity to credit bureaus?

Yes, Woman Within Platinum Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Woman Within Platinum Credit Card

• Visit the Woman Within Platinum Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.