Last Updated: 04/18/2025
First Bank and Trust Personal Loan
Unaffiliated
in Personal Loans from First Bank and Trust
Last Updated: 04/18/2025
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APR (Fixed APR)
Amount Range
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First Bank and Trust Personal Loan Review
Key Takeaways
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- Prequalified rate. You can check your prequalified rate at First Bank and Trust with a soft pull that will not affect your FICO or VantageScore.
First Bank personal loan Pros & Cons
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First Bank personal loan FAQ
What interest rates and personal loan terms does First Bank personal loan offer?
What interest rates does First Bank personal loan offer?
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | N/A |
What fees does First Bank personal loan charge?
Does First Bank personal loan charge an origination fee?
Does First Bank personal loan charge a late fee?
Does First Bank personal loan charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for First Bank and Trust Personal Loan?
Applicants with a credit score of at least 600 and up to 840 may be eligible for First Bank and Trust Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 600 - 840 |
Does First Bank and Trust Personal Loan report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does First Bank and Trust perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.Are First Bank and Trust Personal Loan legit?
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