Last Updated: 04/18/2025
Shelter Insurance Boaters Insurance
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in Boaters Insurance from Shelter Insurance
Last Updated: 04/18/2025
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Highlights
Financial Strength Rating
A(Verified 04/18/2025)
Shelter Insurance Boaters Insurance Review
Shelter Insurance Boaters Insurance is an insurance carrier with headquarters in Columbia, MO. The company was established in 1946 and offers boat insurance in 15 states in the USA.
Shelter Insurance Boaters Insurance FAQ
What types of boat insurance coverage does Shelter Insurance Boaters Insurance offer?
Although we often talk about boat insurance in the singular, it really includes several types of coverage. Shelter Insurance Boaters Insurance offers the following types of coverage:
- Water Sports Coverage: A must for boat owners who plant to use their vessel for water skiing, wakeboarding, and other water sports
- Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.
Shelter Insurance Boaters Insurance also provides access to the following endorsements:
- Fishing Equipment and Carry-On Items: Add replacement coverage for fishing rods, reels, and tackle boxes. You can also add personal effects coverage for items you carry on your boat, such as phones and SCUBA gear. Items are covered if they’re damaged, stolen or fall off your boat.
- Mechanical Breakdown Coverage: If your boat is protected by mechanical breakdown insurance the costs of repairs (not including maintenance or normal wear and tear) are covered by your policy. However, you will need to obtain authorization from your insurance company before you carry out repairs.
What benefits does Shelter Insurance Boaters Insurance offer?
Shelter Insurance Boaters Insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
What discounts can you ask for when applying for a policy with Shelter Insurance Boaters Insurance?
When you ask for a quote with Shelter Insurance Boaters Insurance, make sure you ask for all the discounts you qualify for. These are the discounts you can claim that are specific to boat insurance.
- Diesel Engines: If your boat has diesel engines, you can request a deduction, particularly from your physical damage coverage.
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Shelter Insurance Boaters Insurance.
What is the financial strength rating of Shelter Insurance Boaters Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.
Shelter Insurance Boaters Insurance scores an A or excellent, which is SuperMoney's second highest available score.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Shelter Insurance Boaters Insurance
Hours of Operation
Sunday
Closed
Monday
7:00AM - 10:00PM
Tuesday
7:00AM - 10:00PM
Wednesday
7:00AM - 10:00PM
Thursday
7:00AM - 10:00PM
Friday
7:00AM - 10:00PM
Saturday
7:00AM - 10:00PM